Q and A on SSS Maternity Benefit Part 2

More questions gathered from our readers regarding SSS benefit and as usual, we decided to put together in one post all of their concerns.  We tried as best as we could to answer your queries and we hope we provided you enlightening answers. You can also send your queries to SSS email or call at their hotline number.

Q: panu kung di mkakapagbigay ng L501 ang company di n b ako mbigyan ng mat benefits syang nmn kc un..wla nmn aq png hulog pra mtuloy buwan buwan kc wla paq work.. on How to Compute the SSS Maternity - sandra

A: hi Sandra, if you resigned, you need to update with sss your membership status. The better option is to be a voluntary member. You only need to pay your monthly contribution using RS5 form tsaka ka magapply ng MAT1 mo to avoid problems. 

Q: Good day! I'm already resigned in my previous company when I notified SSS about my pregnancy. I personally passed my MAT-1 and it has been approved and signed. My EDD is supposedly January this year. However, I gave birth on my 1st child last December 2014 by a caesarian section. I have checked the requirements needed for Maternity Claim on SSS site and have also researched online finding same situation as mine to make sure that I have all the required documents before going to SSS. When I went to SSS Binondo Branch to pass my MAT-2 along with other documents needed, the officer required me to pass a Certification for Non-advancement of benefit and L501 from my previous employer. Is the Certification of Non-advancement still required if I'm already resigned when I notified SSS about my pregnancy? As I have read on SSS site, this is only needed if the separation is within or prior the confinement period or after the date of delivery. Is the SSS site outdated that I haven't know all 

A.  For the one asking about L501 and certification from previous employer, required talaga iyon sa pagclaim since employed ka at the time na nagfile ka ng mat1. SSS only wants to ensure the member na hindi pa talaga naiadvance ng dati mo company ang mat benefit mo. At since hindi naman automatic na naupdate ang membership status mo sa sss once nagresign ka sa company kaya need nila yun L501. 

Q:  Good day po! ask ko lang po sana kung pwede ko pa ma'avail ung reimbursement q..mag'8months na po yung baby q june 27,2014 po aq nanganak March 10,2014 aq nafile ng MAT-1 and until now hindi pa po naififile ng company ko ung MAT-2 ko,and wala ding po ako nareceiced na advance galing sa company,1 1/2 months plng po after ako mkapanganak pinapasok na po ulit ako na ang alam ko 60days leave kpag normal delivery..month of AUGUST,pagbalik q po sa office kinuha na sakin lahat ng docs.ko original MAT-1 ksama photo copy ng birth.cert ni baby and obsterical history galing sa ob q.From that day na pumasok aq at until this month of FEBRUARY expected q na na-ifile na nila ung reimbursement q,until last week kinausap aq nung sir q,looking for my docs.nalaman q po na namis-place pala nila ung mga docs.q.then hiningan nila ulit aq ng certified true copy ng birth.cert ng baby q.kaya kumuha aq ng NSO orig.copy binigay q sa kanila then sabi hingi daw po ulit aq ng obsterical history sa ob,so kumuha din ako Anonymous on 2/23/15

A. It is better that you coordinate directly with SSS to know firsthand if your company actually submitted your claim.  Your company will be liable for not following SSS guidelines on mat benefit claim. 

Q. Hi sa philhealth po ba yung maternity assistance or sa SSS pa din? Nagpasa na po kasi ako ng M1 tapos yung sabi ng hubby ko pati daw maternity assistance kaylangan ko din magpasa. - Rem Henson on 2/23/15

A. Hi Rem, SSS and Philhealth have separate benefits.  You can claim SSS if you are member of SSS and you can also claim Philhealth if you are member or you are declared dependent of your spouse.

Q. sana masagot po tong question ko. posible po ba na makareceive ako ng maternity benefits . nagstart po mahulugan ang SSS ko ng employer ko is August 2014 up to present (February 2015) and by april is my due date . i'm 8 months pregnant . ask ko lang if makakareceive po ba ako ng maternity benefits ko ? HOPING FOR YOUR POSITIVE RESPONCE :) - Anonymous on 2/23/15

A. You need to have at least 3 posted contributions from January to December 2014. In your case, kung me hulog ka ng August to December or kahit hanggang October lang, qualified ka to claim provided you have submitted your maternity notification to SSS.

Q. hi ms.arlene as I read the conversation it seems na snasgot nio po I hope isa din aq sa mga marplyan nio ms.Arlene ganito po un due d8 ko po ng april2015 I had voluntarily contribute from oct-nov-dec2014 P550 binayad q so I have 3mos. posted for 12months and employed aq b4 from dec.2012-may2013 ask q LNG po kng sa computation scenario na binigay nio from 1 to 4 in my case under po ba aq sa scenario no.4??? and my outstanding loan po aq from year2013 maaapektuhan pba yng mat.claim KO? thank you in advance I really hope for your response...tnx - Anonymous on 2/22/15

A. You add your three months salary credit divided by 180 to get your daily mat allowance then multiply by 60 if normal delivery.  If you have arrears in your loan,posibleng ibawas yun sa mat benefit mo.

Q: April 2014 ang last na hulog ng frend ko and shes 5months and 3weeks na buntis.pwede pba xa mkahabol sa maternity.and if mag voluntary sya how much po ang minimum na pwede ihulog??? - Anonymous on 2/18/15

A.  She needs to have at least 3 months contribution from January to December 2015. 

Q. pagkaka-alam ko member ako ng sss paano ko malalaman kung naiwaglit ko yung Id at mga form ko ng sss di ko na matandaan sss ko. - Anonymous on 2/17/15

A. You need to visit SSS branch and fill out a form so the SSS officer can search for your records on their database. 

Q. hello po pls help.. employed po ako since aug 1999 to aug 2009 at wla ako mis s hulog s sss for 10 yrs. nkapag avail na po ako ng sss maternity last oct 2007 s 1st baby ko..tpos non jan 2011 nanganak ulit ako pro d ko nag avail ng sss maternity kc d ako nkapag continue ng hulog since aug 2009. ngayon po buntis ulit ako at xpected date ko on sept 2015..may maavail po ba ako na maternity benefits kng sakali maghulog ulit ako ng sss ko start ako ngayon feb 2015? sana po ma tulungan nyo ako, salamat po - Anonymous on 2/16/15

A. You need to have at least 3 months contribution from april 2014 to March 2015 to qualify.

Q. Hello po miss Arlene, ask ko lang po if maavail ko pa po yung maternity benefit, kasi last August 2012 pa po ako nkapagbayad ng contribution ko, member po ako since May 2010.. if maavail ko pa po, how much po yung babayaran ko? due ko po this April. - Anonymous on 2/15/15

A. I am sorry but you will not qualify if you have no recent contribution within the twelve month period January to December 2014.

Q. ask ko po kung may makukuha akong maternity benefits sa sss kahit na nung 2009 pa ang huling hulog ko? magagamit ko pa ba yun ngayon nanganak ako nung jan.19,2015 - Anonymous on 2/14/15

A. You cannot claim maternity benefit. 

Q. Hi miss arlene.. Ask ko lang po about sa sss maternity pay na natanggap ko po.. I am a sss contributor since april 2014.. I am employed in a certain plant and i am paid 10k/month.. I got pregnant and delivered the baby last dec 5, 2014.. Tanong ko po is php9100.00 lng po ang narecieve na maternity pay po.. Actually cs delivery dn po aku.. Tama po ba yang payment na yan? Pls help po.. Thanks in advance for your response - Anonymous on 2/10/15

A. Based on the guidelines po ang computation ng SSS. Just follow the instruction on how to compute the mat benefit as posted in our article.

Q: Hi maam arlene.. Heard the new system of reimbursement on maternity. I was employed from january to june 2014 , resigned and stop paying until now, but my company said I can still apply, so I filed MAT-1 while I was pregnant then after I gave birth, filed the MAT-2. My company said that a new system was implemented and I was the first case to them. Now, I was wondering, when will be the possible date my reimbursement be released ? Its already february and I havent recieve it yet. Will it take too long ?- Arnold Rodriguez on 2/8/15

Q hi ms Arlene... I'm sheila.. tanung ko lang po makakakuha po ba ako nang maternity loan kahit hinde pa po tapos bayaran ang salary loan ko. nagloan po kasi ako.nung Oct. 2013 po ako ng loan.na stop s work march 3 2014.hinde pa tapos hulog ko makakakuha kaya po ako nang maternity loan.salamat po - Anonymous on 2/8/15

A. You can avail the mat benefit even if you have outstanding loan. 

Q: hi 7 mos na po ako preggy, kakaseparate ko lang sa company january2015,1 year& 7 mos po ako s company . pwede pb ako mag file ng maternity loan as unemployed? ano po yung mga requirements if ever? thanks - rhen on 2/8/15

A. Hi rhen, sss maternity benefit ay hindi po utang.  Benepisyo ito ng pagiging miyembro ng SSS. 

Q: hi mam arlene.. need your help active member po ako since may 2010 to march 2013.. then nag awol ako sa last work ko coz umuwi me urgent sa province. since then di na ako nakapaghulog ng contribution sa sss.. now im pregnant and i want to use my sss as volunteer. sa june 2015 po ung edd ko... gusto ko maghulog from january 2015 to august 2015 as volunteer qualified parin ba ako for maternity loan..thank - Anonymous on 2/7/15

A. You will not qualify if you have no at least 3 months posted contribution from Jan to Dec 2014. 

Q: hi po.ask ko lng po sana kung mgkano po maku2ha ko ngaun pang 3rd baby ko my hulog po april 2005-march 2010 self employed na po ako ngaun nghulog po ako last july-dec. due date q po mar.5 on - marie on 1/31/15

A. You need to have posted contribution from October 2013 to September 2014.  The computation will depend on your salary credit multiplied by three months since tatlong buwan lang ang posible macredit from July to September. Then divide by 180 to get the daily allowance multiplied by 60 for normal delivery. 

Q. hi po ms arlene,,im liezl panu po kung seperated n po ako s work q since july 2014, mkaka avail pa rn b aq ng benefit ?sa june 2015 po aq manganganak,at kung maghuhulog po aq ilan months po ang dpat ko byaran and how much naman po kda month.?? maraming salamat po 

A. You need to have at least three months contribution from April 2014 to March 2015 to avail of the mat benefit. If you have posted contributions from April to June 2014 there is possibility that you would qualify.

Q. gud day, tanongko lng po Ms.Arlene. Kung pwede po ba ko mag print ng form ng MAT1 gling sa internet tpos dalhin ko na lang po sa sss?  Anonymous

on 1/28/15

A. Yes, just make sure that the form is completely filled out and you have the supporting documents when you submit at the branch.