Monday, March 10, 2014

How to Compute the SSS Maternity Benefit

Updated Step by Step Guide on how to apply for SSS Salary Loan Online

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After you have successfully submitted your Maternity notification to SSS, the next question you probably have in mind is how much maternity benefit would you get. Prior to computing the amount of benefit, determine first the date range when the 12 month petiod would fall based on your expected date of delivery.

Let us say that you are expected to give birth in December 2014, exclude the semester of contingency from July 2014 to December 2014. Count 12 months backward. The 12 month period would be from July 2013 to June 2014.  These are the important dates that you need to have at least three months contribution to qualify for maternity benefit. Get your six highest monthly salary credit within that period,

Scenario 1
If you pay premium payments from January to June 2014 that corresponds to the  16,000 salary credit (that means you are paying the maximum monthly contribution as voluntary member (based on the 2014 schedule) with 1,760.00 monthly), the computation of your maternity benefit would be as follows:

  1. Add the six highest monthly salary credits to get the total monthly salary credit.
    16,000 x 6 months = 96,000
  2. Divide the total monthly salary credit by 180 days to get the average daily salary credit. This is equivalent to the daily maternity allowance.
    96,000 / 180 days = 533.33
  3. Multiply the daily maternity allowance by 60 (for normal delivery or miscarriage) or 78 days (for caesarean section delivery) to get the total amount of maternity benefit.

    533.33 x 60 days = P 32,000 for normal delivery
    533.33 x 78 days = P 41,600 for caesarean delivery
Scenario 2

If you pay premium payments from July 2013 to December 2013 that corresponds to the  15,000 salary credit (that means you are paying the maximum monthly contribution as voluntary member (based on the 2013 schedule), afterwhich you only pay 550.00 monthly contribution from January to June 2014 which is lower than your previous payments, the computation of your maternity benefit would be as follows:



  1. Add the six highest monthly salary credits to get the total monthly salary credit.
    15,000 x 6 months = 90,000
  2. Divide the total monthly salary credit by 180 days to get the average daily salary credit. This is equivalent to the daily maternity allowance.
    90,000 / 180 days = 500
Multiply the daily maternity allowance by 60 (for normal delivery or miscarriage) or 78 days (for caesarean section delivery) to get the total amount of maternity benefit.

500 x 60 days = 30,000 mat benefit for normal delivery
500 x 78 days = 39,000 mat benefit for caesarean delivery

Scenario 3

You missed premium payments from July 2013 to December 2013 but you have payments from January to June 2014 with corresponding salary credit amounting to 5,000 (or you paid 550 monthly) your computation would be:
5,000 x 6 months = 30,000
30,000 / 180 days = 166.66 daily mat benefit
166.66 x 60 days = P 10,000 mat benefit for normal delivery
166.66 x 78 days = P 13,000 mat benefit for caesarean delivery

Scenario 4
You have premium payments from July 2013 to September 2013 with 5,000 salary credit (that means you have paid 520.00 monthly contribution). Then for some reason you failed to pay for the succeeding months. As the requirement requires you

to have at least three months contribution within the twelve month period preceding your semester of contingency, you still qualify for the benefit however you will only get this amount
5,000 X 3 months = 15,000
15,000 / 180 days = 83.33 daily maternity benefit
83.33 X 60 days = P 5,000 maternity benefit for normal delivery
83.33 X 78 days = P 6,500 maternity benefit for normal delivery


There you go...keep in mind, the higher your monthly contribution payment, the higher maternity benefit you will get.

And here is another post to help you in your finances. Find out how you can claim maternity and newborn care package thru Philhealth. 




401 comments:

  1. if I am expecting a twin babies? does it differ from the mat i could receive if singleton pregnancy? Thanks!

    ReplyDelete
    Replies
    1. Hi madeline,
      the maternity benefit is based on your salary credit, the number of applicable months and type of delivery. Whether you will be delivering twins, it does not mean that you will get twice benefit. it will only differ if you will be caesarean or normal delivery.

      Delete
  2. Is it ok if mag file aq ng mat benefits after I gave birth nlng po?

    ReplyDelete
    Replies
    1. Please be reminded that there are two forms that you need to submit to sss. The MAT1 is the maternity notification that you need to submit to your employer, if employed and directly to sss if voluntary or self employed immediately once you have learned of your pregnancy, prior to your due date. The Mat2 form is the one that you will submit after giving birth together with supporting document. Failure to submit your MAT1 will result to denial of maternity claim. You need to strictly follow the requirements for submission to avoid problems

      Delete
  3. Hi ms.arlene im julie
    Ask q lng po f pwd p po aq mgfile ng maternity q kc po im 6months birth n po tpos nung july 25 2012 po un last n ngwork aq...please reply f i still qualified for my maternity...tnx and godbless po

    ReplyDelete
  4. Julie luna

    Ask q lng po qualified p po aq to avail maternity benefits kc po 5months n po nkpanganak tpos po last n hulog q po is july 2012 nanganak po aq is oct 2013..pls reply naman f qualified p po aq for maternity benefits??tnx po

    ReplyDelete
  5. Plz reply po qualified p po aq 5months n po aq nanganganak july 2012 po ang last n hulog q octobr 2013 po aq nanganak

    ReplyDelete
    Replies
    1. I don't think you will qualify for it since you need to have at least three months contribution within the 12 month period excluding the semester of contingency. In your case you need to have at least 3 months contribution from july 2012 to june 2013. But since 1 month lang ang may hulog sa iyo, hindi ka qualified sa maternity benefit.

      Delete
  6. Hi,

    Due ako on Nov2014. Ang payment ko lang ay ung premium ngaung Jan-May2015. Meaning, 5 months salary credit lang? 26K lang makukuha ko. Tama ba? :)

    Thanks!
    Mel

    ReplyDelete
    Replies
    1. You did not mention how much is Your salary credit. Depende po iyon how much is your salary credit, how many months (3 to 6 months) at kun normal o caesarean delivery.

      Delete
  7. Hi po.. i am an active member since 2009.. would i be entitled for a benefit if ndi pa ako nkka.file ng mat1 and 2.. tgen i had miscarriage 5wks.6days pregnancy just yesterday.. :(

    ReplyDelete
    Replies
    1. In your case posibleng sabay mo na ifile ang mat1 at mat2 mo together with medical records to prove you had miscarriage at your first trimester.

      Delete
  8. This comment has been removed by a blog administrator.

    ReplyDelete
  9. Hi ive been a member since jun 2007-feb 2009.. then ive become a teacher in the public sch so nastop payment q. I'll be giving birth on srpt 2014. Ngsimula aq mghulog voluntarily mula jan-march 275php per month lng po would i be qualified to get benefits? Mga how much po kya?

    ReplyDelete
    Replies
    1. Sundin nyo lng po ang formula sa pagcompute ng benefit. If sept ka due, ang sem of contingency mo is apr to sept. so yun jan to march mo ang counted for the required three months contribution.

      Delete
  10. hello po, kailangan po ba ung hulog is at least 3 consecutive months? kc po ung hulog ko is march 2013 tpos nasundan na xa ng july and august...ask ko lng po kng mgkano makukuha kong benefits kng 3 months lng ang hulog ko before the sem of contingency...tnx and God bless ;-)

    ReplyDelete
    Replies
    1. Let me clarify na ang maternity benefit ay para lang po sa mga babaeng miyembro ng SSS. Kung nagkataon lang na panlalaki ang name nyo pero babae naman kayo narrito po ang sagit sa inyong tanong: minimum of 3 months contribution within the 12 month period ang nasasaad sa guidelines samakatwid hindi naman kailangan na magkakasunod na buwan.

      Delete
  11. This comment has been removed by the author.

    ReplyDelete
    Replies
    1. Hindi dapat ikaltas ng employer mo ang maternity benefit mo. Dapat pa nga na swelduhan ka sa araw na ipapasok mo lalo at yun dapat na araw na pahinga mo ay ilalaan mo sa trabaho.

      Delete
  12. Hi. May 7 2014 po ang expected delivery date ko. Tapos yung first contribution ko was last november 2012. Then nahinto siya October 2013. Yung mga malalaking contributions ko is atleast 1,560.00.

    ReplyDelete
    Replies
    1. Ang semester of contingency mo ay jan to jun 2014. ang 12 month period na dapat may 3 months contribution ka will fall from january to dec 2013. Lumalabas na entitled ka sa maternity benefit provided you have submitted your maternity notification to SSS. Magsubmit ka na ng maternuty nitification mo bago ka manganak.

      Delete
  13. hi po! ang expected delivery ko ay june2014, nkapagbyad po ako ng jan 2013 to dec 2013 but na missed ko po yung payment for January 2014 to march 2014.may makukuha pa ba kong benefits pag nag fike po ako?thanks

    ReplyDelete
  14. Ang sagot po ay the same sa naunang nagcomment at halos pareho kayo ng situation.

    ReplyDelete
  15. good pm po. im faith po. ask ko lang if qualified po ko kumuha ng marternity benefit. last hulog po sa sss ko is nun nov. 2012. if maghulog po ko for jan. dis yr as voluntary till manganak po ko ng oct. may benefit po ko makukuha? thank you po

    ReplyDelete
    Replies
    1. Tandaan nyo po na ang requirement na sinasaad sa guidelines...at least three months contribution within the 12 month period prior to semester of contingency. So kahit may hulog po kayo years ago at nahinto bago yun prescribed period na required, wala po kayo benefit na makukuha. Pero kung nakapaghulog kayo na sa case nyo june 2013 to may 2014 ang dapat may hulog ka at least three months, may pag asa na magqualify ka sa mat benefit provided na ipasa mo ang mat1 mo.

      Delete
  16. hello po. pwede po ba makakuha ng maternity benefit kahit wala pa po sa 36mos. ang nahulog sa sss? salamat po

    ReplyDelete
  17. Ang kasagutan po sa tanong nyo ay tulad sa naunang comment.

    ReplyDelete
  18. hi po.. ako po ay self-employed. 8 weeks pregnant according sa ultrasound pero wala pong heartbeat ang baby.. may makukuha po kaya ang benefits from SSS?

    ReplyDelete
  19. Hi po I'm 8mo's pregnant now, Unemployed. Gusto ko po sana magbayad atleast 3months of my contribution sa SSS ko para po sa maternity. kung ngayon lang po ako magbabayad? Makakahabol pa ba ko o hindi na? Di ko po kasi alam gagawin wala na po kasi akong parents e. Thank you po sa respond.

    ReplyDelete
  20. You can only avail of the maternity benefit if you satisfy the requirements like the required contribution. Sa case mo na 8 weeks pregnant ka, you should already file the MAT1 with supporting document that will prove of your pregnancy. Since you will go through an operation due to miscarriage, you submit the MAT2 together with your medical/obstetrical records after the operation to claim your maternity benefit.

    ReplyDelete
  21. Hi dear 8 months pregnant, i am very sorry to tell you that it is very late for you para makahabol sa required contribution. :( kung nasa first trimester pa lang sana ang pagbubuntis mo ay malaki ang pag asa na makahabol ka. Anyway, hindi ka man makahabol sa maternity benefit ngayon, I suggest na at this time magstart ka pa rin maghulog na dahil malaking bagay ito at maganda ang benepisyo ng may SSS lalo at magkakaanak ka na.

    ReplyDelete
  22. Hi po im 14weeks pregnant and expected delivery po is on Oct2014,dapat po ba may hulog ako ng jan 2013 to jan 2014 para maqualify sa maternity benefit ng sss? kailan din po ako dapat mag file ng application like mat 1 & mat 2 po? sino po ba ang mag fifile employer po ba or ako po? thank you po!!!!

    ReplyDelete
    Replies
    1. If employed ka, magpasa ka ng mat1 sa employer mo at sila ang dapat na magsubmit nun sa sss. Nararapat din iadvance ng employer mo ang maternity benefit na makukuha mo sa sss. Dapat na meron ka hulog na 3 months within july 2013 to june 2014 para

      Delete
    2. Para magqualify ka sa mat benefit. Tsaka mo ipapasa ang mat2 sa employer mo pagkapanganak mo para naman mabawi nila ang inabonohang sss mat claim mo. File your mat1 to your employer immediately. Or directly to sss ig you are voluntary or self employed.

      Delete
  23. need p po b s mat claim ung ultrasound n nkaattach s mat 1 nwala q kc ung ultrasound q pero ung mat 1 q is nsa akin p po

    ReplyDelete
  24. Hi Ms. Arlene please help. Am I qualified for maternity benefits? Self-employed
    Contribution
    2012
    October - 1560
    November -1560
    December -1560
    2013 (Zero)
    2014
    January -1650
    February -1650
    March -1650
    April -1650
    May -1650
    June -1650

    Due on October 2014.
    Thank you in advance for your help.

    ReplyDelete
    Replies
    1. Yes, qualified ka sa maternity benefit. Sundin nyo lamang ang computation based on my post.

      Delete
  25. Hello po ask ko lng po yang sss maternity pay po ba ay benefit po galing sa sss? Hindi po ako bayad ng company namin? Or pareho sila nagbayad saken nung ngmaternity po ako ng 2 months

    ReplyDelete
  26. hi gud day.. qualified po ba ako if almost a year pa lang akong employed at naghuhulog sa sss? march 2013 upto now.. if ever na due ko is on last week ng may or first week ng june 2014 .. then how much kaya yung possible amount na pwede kong makuha ,.. need an answer.. please.. thanks a lot..

    ReplyDelete
  27. Ultrasound is a supporting document attach to the Mat1 if you file your notification thru your employer or directly to SSS office. This is not needed if MAT1 is filed online thru My.SSS

    ReplyDelete
  28. Hi! Ms. Arlene i need some help.

    I was expected to give birth this coming september 2014.Pero ang problema po employed ako,binabawasan kami nang SSS pero hindi binabayad almost 6 months na po.Pwede pa rin po ba ako mag claim?

    ReplyDelete
  29. tnx 4 response ms. Arlene b4 po aq mnganak s sss branch aq ngfile ng mat 1 together w/ d ultrasound,, nilagyan dn nila ng stamp ung ultrasound q,,taz nung umanak n po aq namisplaced ng aswa q ung ultrasound q d n nmen mkta... D p po aq pumupunta ng sss 2 file mat 2... Worried aq bka hnapin p nla ung ultrasound q wla aq maipakita,,,

    ReplyDelete
    Replies
    1. Ang mahalaga mo maisama sa mat2 ay ang Mat1 mo na stamped received by SSS. Since meron ka dapat birth certificate na nakaattach sa Mat2, yun ang mahalaga at sufficient proof na nanganak ka talaga at nararapat sa mat claim.

      Delete
  30. Hi gud pm! Ask ko lang po kung nagfile ako ng MAT1 at employed pa ko that time at nagresign ako before manganak at magfile ako ng MAT2 na separated na sa company possible po ba un? Under na po ba sa name ko ung check kapag ganun ang nangyari?? Thank you!

    ReplyDelete
    Replies
    1. Hi, if naiadvance na sa yo ng employer mo ang mat benefit nararapat lamang na ang dating company mo ang magclaim nito on your behalf. If hindi ka naman nabigyan ng maternity benefit ng dati mo employer maari mo itong maclaim ngunit posibleng hingan ka ng clearance o proof ng SSS na hindi ka nabayaran ng dati mo employer.

      Delete
  31. Help naman po. Ano pong semester ko kung ang due date ko e july4? July to dec po ba? Or april to september?

    Thanks

    ReplyDelete
  32. Nakapag-file po ako ng MAT1 last year. Then,8 months na po ang baby ko,(Normal delivery) pwede pa po ba ako mag-file na MAT2? If yes, saan po ba ako mag-ffile ng MAT2? dun pa din po ba sa dati? kung saan po ako nag-file ng MAT1? at ANU PO BA YUNG L-501? saan ko po ba kukuha nun? anu anu po ba ang mga requirements sa NAT2? thanks.

    ReplyDelete
    Replies
    1. Hi cindy, pwede ka pa magfile ng mat clsim mo provided na iattach mo sa mat2 ang mat1 na stamped received ng sss. Dun ka pa rin magfile ng mat2 kung saan ka nagfile ng mat1.At dapat na nameet mo ang conditions para makaavail ka otherwise madedeny lang ang claim mo.

      Delete
  33. hello, ms arlene, pa help naman po,
    i just want to verify if makaka-avail ako ng maternity benefits,? ang due date ko po kasi is aug 5,2014, pero last year of may pa po ako huling naghulog ng contribution, so since june til present wala po akong hulog. pahelp naman po .thanks and godbless..

    cindy of calamba city.

    ReplyDelete
    Replies
    1. You need to have at least 3 months contribution from april 2013 to mar 2014 to qualify.

      Delete
  34. hello gud pm ms. arlene, pa help naman po,ask ko lang po if makaka-avail ako ng maternity benefits. wala po akong work since last year june, ang date of delivery ko po is aug 2014, ang last hulog ko po is may 2013, pa compute naman po if capable po akong makakuha ng maternity benefits..

    thanks ang godbless..

    ReplyDelete
    Replies
    1. Pls refer to previous comment and reply

      Delete
  35. hi ms arlene ask ko lang if makaka avail din ako ng maternity benefits, nakapaghulog lang ako ng sss ko nung my work ako nung april 2009 to july 2009 tas january 2011 to april 2011 tas after nun di n ko nakahulog my makukuha po kaya ako benefits? nanganak po ako nung december 2011.

    tnx!
    marjz

    ReplyDelete
    Replies
    1. Kung di k nagfile ng mat1 bago k nanganak, hindi k pwede magclaim ng mat benefit.

      Delete
  36. Hi marjz,
    Thanks for dropping by... Sayang naman ang maternity benefit na nakuha mo sana noon. You could have qualified for it kung naipasa mo sana ang MAT1 form mo before ka nanganak. July to December 2011 kasi papatak ang semester of contingency mo, kung nakapaghulog ka ng january to june 2011 at nakapasa ka ng mat1, qualified ka sana to avail the mat claim. Pero kung hindi mo naipasa ang mat1 mo, posibleng madeny lang ang claim mo.

    ReplyDelete
  37. Ms Arlene,

    patigil tigil ang hulog ko kasi sa sss, 2004-2005 then 2006-2007

    tas ngayon nag start palang ako ng april 2014 maghulog, eh ang due date ko november 2014, two months lang sya excluding 6months nung contingency months na sinsabi, qualified paba ako sa maternity benefit?

    ReplyDelete
    Replies
    1. Hello,
      Kun november ang due mo ang semester of contingency mo ay papatak na july to december. Kung april ang covered month na may hulog ka at maipagpatuloy mo hanggang june.

      Delete
  38. good day! I have a question hindi ko po kasi lam if what time ako mgiistart ng computation e kasi ang nakaFile sa MAT1 na manganganak siya ay OCT 2014 kaso sabi ng doctor niya ay baka LAST week of SEPT. or 1st week of OCT. I very need your answer. Thank You :)

    ReplyDelete
  39. Hi pregnant kc ako naun , ang nxt m0nth n q0 manganak .. 5m0nths pa lng naihul0g ko sa sss ,. Last august ako ngst0p n ngtrbaho .. qualified po b k0ng mkakuha ng maternity benefits ?

    ReplyDelete
  40. , ako aman po manganak nxt m0nth , peo 5m0nths ko p lng nahu.2lugan sss q0 . Last august ng.st0p aq ngtrbaho ,. Qualified pa b q0ng mkakuha ng maternity benefits ?

    ReplyDelete
  41. Hi! November 8, 2014 ang due ko as per my ultrasound at yun din ang file ko sa MAT1.. last year po, nag-stop ako ng contribution from June-December 2013.. this year na lang ulit ako nag-start.. 12 months prior to semester of contingency is July 2013 - June 2014. pwede ko pa po ba hulugan yung mga months na hindi ko nahulugan last year? thank you!

    ReplyDelete
  42. hi! im jessa, ask q lng po nag advance po aq s opisina ng 15k pero base po dun s computation ng sss nasa 31k ngaun po yung inisue ng sss n payment sinunod dun advance q s opisina so dapat po may makukuha p po aq s sss n 16k, ano po dapat q gawin...tnx po

    ReplyDelete
  43. Hi! Im jessa ask q lng po n claim q n po ung reimbursement q s maternity. nag advance po aq s opisina ng 15k, ayun po s computation ng sss 32k po ang dapat makukuha q kya lng po sinunod po ng sss yung ibinigay ng opisina n 15k. dapat po may balance p aq n 16k. ano po ang dapat q gawin.

    ReplyDelete
    Replies
    1. Hi jessa, it is better to visit an sss office to seek advice on your claim. You are entitled to it naman. You can also send a letter to SSS stating your condition.

      Delete
  44. Hi , im Aicah, i have 20 mons contributions na po.
    From july2009-dec2009 , july2012-april2013 , sept2013-feb2014 .
    My due date is firstweek of oct. Nagfile na po ako ng MAT1 , mababa lng po b mkukuha kong benefits kasi may laktaw akong month, o lahat ng hulog ko masasama sa computation,
    Kung sakali pwede pa po b akong magvoluntarily mem. pra mas lumaki yung makuha kong benefits ?
    Thanks for answering.
    More power!

    ReplyDelete
    Replies
    1. Ang mahalagang may hulog ka is between july 2013 to june 2014. Hindi isinasama sa computation ang hulog ng previous years. Kung malaki ang contribution mo, yun six highest monthly salary credit ang basis ng computation.

      Delete
  45. how long to get sss maternity check?

    ReplyDelete
    Replies
    1. Depende po sa sss branch kung saan ka nagfile. It took almost three months bago ko nakuha ang check ko pero when my sister filed almost three weeks lang narelease na check nya.

      Delete
  46. Hi aicah, it is better if you continue your contribution. If oct ang due mo you need to have contribution from jul 2013 to june 2014. Yung six highest salary credit during that period ang magiging basis ng computation ng mat benefit mo.

    ReplyDelete
  47. Hi ask q LNG po..
    Due AQ ng nov2014
    And my monthly contribution is P415
    Nag start po AQ mg work ng feb2014
    Pro sa previous work q october2013 to decmbr2013 same lng P415 contribution q monthly..
    So NSA mg kano po kya mkukuha qng benefit??

    ReplyDelete
  48. Hi I'm jov, naka avail po ako last Jan.2014.pero Hindi ko n po napatuloy til now ang contribution.I'm 1 month pregnant, pwede pa po ba ako maka pay ng contribution para maka avail ng .maternity benefits? And ilang months po ang babayran ko po.Pls answer po.thnx

    ReplyDelete
    Replies
    1. You can continue paying contribution, it is better if you start early para masatisfy mo yun required number of contribution at magqualify ka sa mat benefit

      Delete
  49. hi! m jen due date ko po dec 2014 pero ala po ko remitnce whole last year. ngyn jan to march 2014 lng po ulit ako nkpghulog.pero meron n po 20 mon.contribution po. ask ko lng po if m qualified for d benefit.

    ReplyDelete
    Replies
    1. Qualified ka for the benefit since ang 12 month period na dapat may hulog ka ng at least three months ay nasatisfy with your jan to mar payment.

      Delete
  50. hi im ken. m due on july. but my payment cont frm feb to aprl is higher dan the amount paid last year. nu po b consider nila n salary range. i paid 1,045-dec 2013 to jan2014 then, 1,540 feb-apr 2014. ur answer will be much highly apprec8ted.

    ReplyDelete
    Replies
    1. Yun lang po six month highest salary credit within the 12 month period excluding the semester of contingency ang basis ng computation.

      Delete
  51. Hi ms Arlene..
    Juz wana ask..
    Updated po ang hulog q s sss
    Kc lhat po ng payslip q w/ my different employers eh kinakaltas ang sss ng almost 450 per month..
    Lately q LNG nlman na temporary # LNG pla ung sss# q??
    M credit po b un s account q? Next month kc mg file n SNA AQ ng mat1 kso DQ p lam ggwin q?? Mkaka avail prin po b AQ ng mat benefit q??

    ReplyDelete
    Replies
    1. You need to visit an sss branch to update your records and most likely hindi mo pa napresent ang orig na birth certificate mo kaya temporary ang binigay sa yong number. Macredit naman ang hulog mo if same sss number naman ang ginamit mo at talagang nagremut ang employer mo.

      Delete
  52. Hi im april po, ask ko lng if magkanu makuha ko maternity benefit sa oct2014 po ang duedate ko
    cs operation po ako, 1,760 po ang contribution q sa sss since jan2014 until now, 1,560 naman po nun 2013.
    then ask ko na din po may sss loan po kasi ako na napending. natigil po yung deduction saken gawa po ng lumipat ako ng employer
    affected po ba dun ang maternity pay ko?thanks po :)

    ReplyDelete
    Replies
    1. Most likely around 41,600 ang estimated mat benefit mo however as you have arrears sa loan mo, posibleng ibawas yun ng SSS.

      Delete
  53. Hi im april po, ask ko lng if magkanu makuha ko maternity benefit sa oct2014 po ang duedate ko
    cs operation po ako, 1,760 po ang contribution q sa sss since jan2014 until now, 1,560 naman po nun 2013.
    then ask ko na din po may sss loan po kasi ako na napending. natigil po yung deduction saken gawa po ng lumipat ako ng employer
    affected po ba dun ang maternity pay ko?thanks po :)

    ReplyDelete
  54. Hi ms arlene. Sss member po ako since May 2013, employed po ako. Starting salary ko ay 469 pesos as basic pay, ngaun po 496 na. (excluding the 14 pesos ECola) Due date ko na po sa 3rd week of October. Mga aabutin kay ng how much ung makukuha ko? Ceasrian section po ako. Thanks

    ReplyDelete
    Replies
    1. Hi aivee, depende sa amount ng contribution mo sa SSS ang computation ng mat benefit. Sundin mo lang ang computation sa post ko to derive the mat benefit that you will get.

      Delete
  55. hi,ask ko lang po if we have an estimated date na pwede dumating half ng maternity benefit ko, as per sss online account ko,sss was notified and they received my mat 1 documents last june 19,2014 and i'm expecting my cs delivery early july, will i be having any problems kc kakasubmit lang mat 1 ko?

    ReplyDelete
  56. hi,ask ko lang po if we have an estimated date na pwede dumating half ng maternity benefit ko, as per sss online account ko,sss was notified and they received my mat 1 documents last june 19,2014 and i'm expecting my cs delivery early july, will i be having any problems kc kakasubmit lang mat 1 ko?

    ReplyDelete
    Replies
    1. Ang requirement is to notify SSS by submitting your MAT1. Since nakasubmit ka naman, there is no reason for you to worry as long as it was confirmed accepted by SSS.

      Delete
  57. thanks 4 response ms. Arlene,, big help po,, separated dn po b kau? Kc aq separated dn nbsa q other blog, req. Ung l501 form and non cash. 4 separated member im worried kc d nla aq hiningian non,,, madeny po kya un dhl don? Almost 1 month n wla p dn dumadating n checke skn,, d p aq mkpgfollow up s sss branch,, wla kcng mg alaga s anak q,.. nablock ung sss acount q kya d q mlman status nung claim q,,, possible po kya madeny un kpg wla aq nung l501 and non cash?pero nireceive nmn nla at ok n dw,,,worried aq bka ngh2ntay aq s wla...

    ReplyDelete
    Replies
    1. May mga sss branch na mabagal lang talaga magprocess. Have you tried the forgot password sa my.sss? It works to regain access to your account.

      Delete
    2. Once na naaccept na ng Sss branch ang claim mo at wala naman sinabing kulang during submission, you do not need to worry. Yun din ang form na akala ko dati ay kailangan pero hindi naman ako hinanapan ng ganun at narelease naman ang check ko. Matagal lang talaga magprocess ang branch. You can email them or you can use the text sss to know the status of your claim.

      Delete
  58. Hi ms arlene ask ko lng po kung Qualified po aq sa maternity benefits... my due date is this july 2014 nakapag file na po ako ng mat 1..my contributions po ako nung jan. 2013 to april 2013..den ngaun january 2014 lang po ulit nahulugan ng new employer ko..january to june 2014 meron po ako.. nsa 432 / per month po ung dinideduct nila skn monthly..makakapag avail po ba ako ng benefits?? at magkano po kaya??

    ReplyDelete
  59. hi. pls help me naman po to compute.
    im a member since 2010.
    expected delivery ko po ay sept2014.
    ang last na hulog ko ng sunod2, ay july-dec2013 tpos nasundan xa ng feb-april2014.
    nakapagpasa na ako ng mat1.
    pahelp na lang po sa pagcompute.
    highest salary credits ko 6400. normal delivery po ako.

    ReplyDelete
    Replies
    1. Ang semester of contingency would be april to sep 2014. You need to have payments from april 2013 to mar 2014.qualified ka as to required contribution. Kung the same amount ang 6400 salary credit mo in six months that would be 6400x6/180x60 =12800

      Delete
  60. thanks 4 response ms. Arlene,, u'r such a big help.. Lalo nsa mga kgaya q n less ung knowledge about dis benefits,, and naless dn ung worry q about my claim,, about s sss acct. Q,inactive n kc ung email add. Q b4 kya d q n matrace ung password ng sss acct. Q,, and ng email n q s web nila 4 assistance ksu d nmn ngreresponse,,. kilangan q n lng cguro mgdirect tlaga s branch 2 follow up s claim q,,, thank you po

    ReplyDelete
  61. Hi po gud day!


    Ask ko lng po pnu pag ang due date ko is august 2014,. Anu pu ang mggng 12 month period q? Ang byad q lng pu is nov 2013 to may 2014. Qualified pu b ko? Thank u so much.

    ReplyDelete
  62. Hello, if august ang due date mo ang semester of contingency is april to sept. ang 12 month period na dapat may hulog ka at least 3 months is from april 2013 to march 2014. You are qualified for the mat benefit just make sure that you have submitted your mat1 through your employer if employed ka or directly to sss or online if voluntary, self employed or ofw member ka.

    ReplyDelete
  63. gudam im janet. m due on december 2014.la po ko payment from jan to march pero meron po ng april to jun.ask ko lng po if huhulugan ko po ung jul to sep po ksma po b s computation p rin po n salary range x6 months (april-sep) or salary range x3months (apr to jun) lng po ako qualified. tnx po

    ReplyDelete
    Replies
    1. Excluded yun july to dec as semester of contingency so x3 lang ang computation mo.

      Delete
  64. Hi, Can you pls help me.

    Delivery date: july 24, 2014

    Here are my contributions

    2014
    may- 1,650.00
    april- 1,430.00
    march- 1,100.00
    feb- 935.00
    jan- 1,485.00

    2013
    dec- 468.00
    nov- 1,196.00
    oct- 1,560.00
    sep- 260.00
    july- 832.00
    june- 884.00
    may- 1,092.00
    apr- 988.00
    march- 988.00
    feb- 624.00

    how much maternity benefits ko? pls help me compute. thanks

    '

    ReplyDelete
  65. Your semester of contingency w/c is excluded in computation is April to Sept 2014. Based on your given figures the highest salary credit considered are 10000 + 8500 + 13500 + 11500 + 15000 + 10500 = 69,000 divide by 180 = 383.33 multiply by 60 to get 22,999.80 as your estimated mat benefit. SSS still has the final say on how much you would get esp if you have arrears in your loans but more or less that is how you should compute your mat claim.

    ReplyDelete
  66. Hi Ms. Arlene ask ko lang din po if magkanu makuha ko sa mat benefts ko. october2014 due ko, 1,760 ang contri ko since jan2014 last yr 2013 1,560.please help po to compute cs delivery po ako, ask ko lng din if my salary loan aq sa sss na pending hindi na po sia nahulugan dhil po lumipat aq ng employer di na po na deduct affected ba yung mat benefits ko?please help po..thanks :)

    ReplyDelete
    Replies
    1. Hi april, jan to june 2014 ang considered 6 months salary credit. Your mat claim would be 41600.since hindi mo nahulugan ang loan mo posibleng ibawas yun including interest and penalty. Mas ok na yun para maupdate yun loan records mo.

      Delete
    2. Hi po. Ask ko lang po kung how much makukuha ko sa sss kung ang contribution ko lang ay 275 for 3mons. Thanks :)

      Delete
  67. hi po,,after the check date settled how long bgo ideliver ung checke ng postman?

    ReplyDelete
  68. Hi Ms Arlene, October 2014 po due date ko. Ask ko po if mga magkano mkukuha ko na maternity benefits??if hanggang Jan 2014 lng nbayaran ko.. qualified p rn po ba ako for maternity benefits kng hanggang Jan. 2014 lng ung last na payment contribution ko?..Jan 2014 paymnt ko is 715. Last 2013 is:

    May 2013-1,456
    June 2013 - 1,560
    July 2013 - 1,404
    Aug - 832
    Sept - 1,560
    Oct - 1,456
    Nov - 1,560
    Dec 2013 - 676

    Help me please..thanks!

    ReplyDelete
  69. Gudpm ask ko lng po if nkapaghulog po me buongn a year prior to my date of delivery. Ung computation po b msc x 6 months p din po b? K
    c may hulog po me from june 2013 to june 2014. Dec po due date ko

    ReplyDelete
    Replies
    1. Yes. X6 months po ang computation

      Delete
  70. good day po!
    ask ko lng po kung magkanong maternity benefit ang pwde ko mkuha. eto po ang list ng contribution ko wen i am still working

    2011
    june-936
    july-884
    aug-988
    sept-936
    oct-156
    nov-884
    dec-832

    2012
    jan-832
    feb-884
    march-832
    april-312
    nov-1,040
    dec-936

    2013
    jan-1,092
    feb-932
    march-780
    may-312
    june-1,196
    july-1,092
    aug-1,144
    sept-1,092\
    oct-832
    nov-208
    dec-1,300

    2014
    jan-1,265

    nag try po kc aq n mgcompute on my own, kya lng po d aq sure kung tama ung computation ko kya ngtanong p din po aq.,

    eto po ung compute q
    377.77x60days=22,666

    intay ko n lng po ung sagot nyo and ask ko n lng din po kung ilang weeks or months bago po makuha ung benefit?

    thanks in advance po

    ReplyDelete
    Replies
    1. You did not say when ang due date mo.

      Delete
  71. hi i have a question regarding my sss maternity benefits i will deliver my baby sooner and i ask my employer if they will advance to me my sss benefits as stated by sss, but they told me they're not is there anything i can do to so i can have my benefits it will be a huge help to me

    ReplyDelete
    Replies
    1. If employed ka sa company dapat na iadvance ito sa iyo ng company mo provided you have submitted the mat1. Otherwise you need to visit an sss office and file your claim personally.

      Delete
    2. May kaukulang parusa sa mga kompanyang hindi sumusunod sa sss law at dapat na iassert mo ang iyong right.

      Delete
  72. hi po im jade pls help me po to compute if magkano ang mkukuha ko for maternity

    july 28, 2014 po delivery date ko po.

    2014
    june - 550
    may- 550
    april - 550
    march - 0
    feb - 0
    january - 1650

    2013
    dec - 1560
    nov - 1560
    oct - 1560
    sept - 1560
    aug - 1560
    july - 1560
    june -1560
    may - 1560
    april - 1450
    march - 1560
    feb - 1560
    jan - 1560

    panu po kaya un may dalawang missed po ako na walang hulog mula nong magresign ako den nagvoluntary po ako dis april to june mga magkano po kaya mkukuha ko? thanks

    ReplyDelete
    Replies
    1. You still qualify kahit may missed payment ka since may hulog ka naman from april 2013 to jan 2014 na more than 3 months required. Nasa around 30000 pa din makuha mo provided wala ka outstanding loans.

      Delete
  73. Ms arlene ask ko lang po kung cover p po b ako nang maternity benefits due to ko po s feb.2015 pa pro ang last n hulog ko po nun oct.2013 ngstop n po kc ako magwork nsa 1,300 po yun hulog ko dti tpos po ngaun nghulog po uli ako dated july 2014-feb 2015 amount po 275 n lng po my makukuha po b ko? Tnx

    ReplyDelete
  74. Qualified ka if meron ka contribution from january to december 2014. Kung 275 ang hinulog mo, hindi mo sinunod ang bagong contribution schedule. I have a related post on that. Anyway papatak na nasa 3500 ang salary credit mo. You will get an estimated amount of 7000 as mat benefit.

    ReplyDelete
  75. ms arlene, august 11 po ang EDD q pro nung last check up q po kc ang sb pwde n raw aq manganak by July 23

    ReplyDelete
    Replies
    1. Hi diane, around 22,833 ang estimated computation ng mat benefit mo. You can also check at my.sss ang computation mo

      Delete
  76. can i still avail the maternity benefits kung hindi ko nabayaran yong monthly contribution ko nong february 2014 to may 2014?

    ReplyDelete
  77. If marami ba yung hulog mo within a year before ka manganak mas malaki din makukuha mo? like if september aq manganganak and complete ang hulog ko premium pay po nasa magkano po ang makukuha ko?

    ReplyDelete
  78. If september po ako manganganak at complete naman po ang payment ko from january to august premium pay po nasa magkano po ang makukuha ko? sa ngaun po kasi 5 mos palang yung pumapasok na bayad q sa ss thanks po

    ReplyDelete
  79. Hi arlene just want to ask if im qualified for mat benefits. Im 6weeks pregnant but had a miscarriage last sunday. I havent filed for mat1. Thanks

    ReplyDelete
  80. Hi sherry, if september due date mo exclude mo yun payments from april to september 2014. You need to have at least three months contributions to qualify from april 2013 to march 2014. Ang computation ng mat benefit ay depende s salary credit mo. Yung 12 month period ang basis ng computation ng mat benefit.

    ReplyDelete
  81. Since you have miscarriage, you can still file for mat benefit. Provided masatisfy mo rin ang mga requirements na required contribution at maipasa mo ang required medical records mo.

    ReplyDelete
  82. Hi po I just want to ask,nag file na po ako ng mat1 sa employer ko first week of july2014 then follow up daw for 1month kelan ko po kaya makukuha yung check? Before po ba ng due date ko? September is my due date. Pls reply thank you

    ReplyDelete
  83. Good AM, my daughter had been 8 weeks pregnant and her ultrasound result showed a blighted ovum. Consequently her OB advised her to have a D&C right away. She's unemployed right now and is already 22 yrs old so she's no longer my hmo dependent. She used to work with CBTL but she left there since 2012. Her recent employment was being a property consultant so she didnt have a fixed salary. But her work in CBTL deducted SSS contributions for her. Can I claim for SSS Maternity benefit? We didnt ahve achane to notify SSS right away since after the ultrasound she was instructed to be admitted to the hospital right away. How many contributions is required. Kindly help me on this. Many thanks

    ReplyDelete
  84. Hi there, the answer depends on whether your daughter qualifies for the mat benefit as regards the required contribution. If she is admitted in the hospital this July, the semester of contingency would fall from april to september 2014. That means she should have at least three months contribution within the 12 month period from April 2013 to march 2014 whether as employed or voluntary member.

    ReplyDelete
  85. To the one who filed her maternity through her employer the check should be released prior to your due date. Your employer should advance to you the mat benefit. You now have an idea how to compute your mat benefit so expect to receive such amount from your employer.

    ReplyDelete
  86. To the one who filed her maternity through her employer the check should be released prior to your due date. Your employer should advance to you the mat benefit. You now have an idea how to compute your mat benefit so expect to receive such amount from your employer.

    ReplyDelete
  87. gu am po..5 months pregnant napo aq. Dec 2014 po ung due date q..wala pa po aq hulog sa sss..ang last contribution q po kz is 2012..dis coming monday po magbabayad aq ng contribution q frm july to nov .. Makak avail po ba aq ng benefits..at magknu po ba minimum amnt ng contribution..tnx

    ReplyDelete
  88. Hello! Good Evening, nag file ako thru may employer din. due ko last week of november or 1st week of december. San ko kukuhain young maternity benefit cheque ko sa employer or sa sss or i-mail thru sa address ko?

    Thank you!

    ReplyDelete
    Replies
    1. Since employed ka, ang company mo ang magaabono ng mat benefit mo. Depende sa kompanya mo kung tseke o cash ang iaadvance sa yo. Then ang kompanya mo naman ang kukuha sa sss ng mat benefit na inabonohan nila para sa yo.

      Delete
  89. Hello po... Tanong ko lang po sana kung makukuha ko pa yung maternity benefit ko kasi po nanganak ako august 2012... Hindi ko pa po naaasikaso yung kulang na document pero nakapagpasa po ako ng MAT 1... Thank you po...

    ReplyDelete
  90. If September po due ko when i aadvance ng employer yung mat benefits? thanks

    ReplyDelete
  91. Hello po.
    Member po ako since 2008 pero paputol putol ang hulog ko. Due ko po ng sept 29 bali ang contribution ko lang dis year ay 275 for 3mons.... Ask ko lang po kung magkano kaya maternity ang makukuha ko if ever? Thank you po. Godbless :)

    ReplyDelete
  92. hello po I am connie, tanong ko lng po if ng file po ba ng mat1 sure na po na my makukuhang benefits? expected dlivery ko po is on august 2014 dn unemployed na po ako since january 2014, yung contribution ko lng po june2013 to dec 2013 hndi na po ako nkapaghulog ds year.. qualify po ba ako? if yes mgkano po kaya? yung monthly salary credit ko ay mga 5000 cguro so mgkano po kaya makukuha ko?..
    plsss reply po.. tnx and godbless!

    ReplyDelete
  93. Hi Concepcion,
    If you have contribution since june to december, qualified ka for mat benefit. Just make sure you have notified SSS by submitting mat1 prior to your due date. I suggest magsubmit ka na online ng mat1 kung di ka pa nakakasubmit. With 5,000 salary credit at nameet mo ang max six months contribution, nasa 10,000 ang posibleng makuha mo kung wala kang utang sa sss na di mo nabayaran.

    ReplyDelete
  94. Hi mam arlene, successful naman po mat1 notification ko thru online 7/10/14. Voluntary member na po ako. Last contri ko nung employed ako dec2012.then to avail mat benefits I paid apr2014-june2014 1650each . my xpected delivery date is nov2014.Qualified naman po ako?tama po compute ko 15k for normal delivery? mga 2mos pa bago ma file ang mat2 ok lang po un?And last po my salary loan pa ako sa sss,ibabawas po ba sa cheque ko? Thank u so much :-)

    ReplyDelete
  95. Hello Po ask ko lang po nag submit ako ng MAT1 ko dati ko company then naglipat anko ng company papano po yun? san ko na po isusubmit ang MAT2 ko.. Tps papano po yung 2 months before ako manganak nagkaroon ng increase ang sahod ko..papano po ang comptutation nun?

    ReplyDelete
  96. gudpm po jst want to ask po if wat po ggwn pra mkavail ng maternitu benefit??kc po ngstrt po ako mghulog was feb dis year den ung due date or delivery ko po is sept.do i need to pay advance or ung bckward for d year 2013 pra mkavail lng po ng mternity.as voluntary pymnt po kc bnbyrn ko.pls.rply.tnx mch

    ReplyDelete
  97. Hi mam arlene,nakapaghulog lang po aq sa SSS january 2014 hanggang march 2014.3months ko po nagulugan SSS ko.at nanganak po ako ng JUNE 30,2014.makakakuha po ba ako ng maternity benefit?

    ReplyDelete
  98. Hi ms Arlene,I'm shanelou estrella,ask ko lng po if my babayaran ako after kung mkakuha ng maternity loan,??thank you..

    ReplyDelete
  99. miss arlene..ask ko lng po..nagtrabaho po kc ako sa call center way back Dec - Feb at nhulugan nila ng 2 mos ung sss ko, hindi ko po alam magkano contribution ko pero ang salary ko po dun is 12k per month.. hindi na po ako nakapag hulog ng Feb at March then nag voluntary na po ako since April til now..440 po ang bayad ngaun for voluntary members.. manganganak po ako ngaung Aug at naconfirmed napo ng sss ung maternity ko..mga magkano po kaya mkukuha ko?

    ReplyDelete
  100. hai ms. Arlene i would like to ask f can i still re process my maternity application since i give birth to my first born bb last march 2013 ibinigay ko sa employer ko ang mga requirements ko na already stamp ng sss but until now wla pa cla nka rcv kc pra atang na misplace nla ang document ko at d na process,ngyn po wla na ako sa dati kng pnag tatrabahuan kc nasa gov. na ako..would it be possble na ma e process ko ulit un? and if pwde can u give me a list of requirements?pls..yhank u

    ReplyDelete
    Replies
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      Delete
  101. hi ms arlene, im revelyn tanung ko lang po if november ang due date ko kelan po ako pwedeng mag file ng MAT1? mag fill up lang po ba ako ng form then submit sa employer ko?

    ReplyDelete
  102. hi ms arlen im eliza po kppnganak ko lang po nung june 23 2014.. nafile q na po dpat ifile waiting for my cheque nlang tanong ko lang po bina bawas p loan ba sa mternity loan ang utang sa 1st loan q hnd nahulugan? tnx po sa reply

    ReplyDelete
  103. Hi po expected due date ko po is jan 2015, im 4 mos pregnant na po at separated na po ako po sa company ano pong mga documents ang kelangan ko ipasa sa sss to avail my maternity benefits, hnd pa po ako nkkpag pasa ng mat1 .. ung hulog ko po is fr feb 2014-aug 2014 .. tnx

    ReplyDelete
  104. Mag 5months na po ako preggy dis aug. January due date ko Self employed din po ako..kung mag huhulog po ako dis aug. Makaka avail pa po ba ako ng maternity benefit?

    ReplyDelete
  105. Hi gud pm po..
    qualified po b aq sa maternity benefit due ko po ai jan.2015..
    april 2011-dec-2011 me hulog ako tsaka po jan 2012-dec2012..tpos ntigil po nung 2013 nagresume lng po aq ngaung jan.2014..as of now ang hulog ko na po ai jan-june 2014, qualified po aq?

    ReplyDelete
  106. hi.. i am 5 months pregnant and my due date is on december 2014.. is it true that there is a new process in filing for maternity benefits and it is thru d bank? my HR assistant is having difficulties filing and still don't know what to do. Looking forward for your reply. Thank you!

    ReplyDelete
  107. Hi Ms. Arlene, question ko lang po about my maternity benefit, kasi may existing loan ako.. will it affect yung makukuha ko na claims? qualified naman ako for the said benefit kaso since hinde ko natuloy yung payment sa loan ko, and hinde rin napost nung last employer ko ayun.. ibabawas ba nila un?

    ReplyDelete
  108. Sa pagkakaalam ko employers are required to file the sickness/maternity payment thru the bank program. It does not mean that employees can file their mat claim thru a bank.

    ReplyDelete
  109. Hi nessa, talagang ibabawas ang outstanding loan mo na hindi mo nababayaran or hindi updated ang bayad. Nasa regulation kasi ng sss yan.

    ReplyDelete
  110. Sa lahat ng questions with January due date, you need to have at least 3 months contribution from october 2013 to september 2014 to qualify for mat benefit.

    ReplyDelete
  111. If mabawas na dun un kulang ko para mabayarannin full yung existinv loan ko.. makakapahloan ba ako ulit? Since bayad na naman siya in full? Need kasi ng money para sa panganganak ko syempre.

    ReplyDelete
  112. Hi, if may existing loan ako with SSS, does it matter? Like will it be deducted from my maternity benefit o di naman? Hoping for a response. Salamat ng marami :)

    ReplyDelete
  113. Hi arnie, yes posibleng ibabawas ang loan arrears mo sa mat benefit mo. And Nessa, you will qualify for a loan kung masatisfy mo ang requirements for renewal ng loan. Pero take note na hindi mo pa pwede maloan agad agad kung hindi pa posted ang payments mo.

    ReplyDelete
  114. HI PO ! nag-submitt na po ako ng MAT 1 at may RECEIVED ng tatak kaso wala syang sinulat sa part 3 na for sss use only . ibig sabhin po ba nun qualified po ako sa benefit ? ang EDD ko po ay nov.3 panu po magcompute ng benefits ?

    ReplyDelete
  115. If my due date is Feb 2015 - March 2015. Anung months dapat yun at least may 3 months contribution ako? Kasi I just started working so from Feb 2014 till July or Aug 2014 lang ata contribution ko but I'm planning to resign na this September, pwede ba ituloy ko na lang siya as voluntary and pay the contributions ng months na dapat bayaran kung hindi umabot yun contributions ko while still working in order to qualify for the benefit?

    ReplyDelete
    Replies
    1. You should have at least three months contribution from october 2013 to september 2014.

      Delete
  116. Hi po, tanong ko lang po sana.. kung magkano ung estimated amount of maternity benefit ang makukuha ko if duedate ko po is 1st week of november 2014 and nkpagfile nrin po ako ng MAT1.. and eto po ung mga contributions ko...
    2013
    June -1,258
    july - 1,258
    August - 1,258
    September - 1,258
    October - 1,258
    November - 1,258
    December -1,258
    2014
    January -1,330
    February - 1,330
    MArch - 1,330
    April - 330
    May - 330
    June - 330
    July - 330
    August - 330
    September - 330

    ->hope for you reply po... for normal delivery and ceaserean po.. thank you in advance..

    ReplyDelete
  117. Hi mam arlene ask ko lng po kc 3k lng nakuha ko sa maternity.. Ang hulog ko po is 330 a month ng jan to aug. 2014.. Pero hndi po ko nkpag hulog ng june.. Kya po ba 3montha lng kinompute nila kc hndi po ko nkpaghulog ng june? Reply pls....

    ReplyDelete
    Replies
    1. Hi sesem, depende kasi ang benefit sa salary credit mo at kung ilang buwan. Employed ka ba, when ang due date/delivery date. Maraming factors ang kinoconsider sa pagcompute nyan.

      Delete
    2. Ahh it depend on the salary pa dn po pla kung ilan na ipon.. Hndi po me employed eh.. Nag voluntary lng po ko.. Kla ko po kc hndi sya binebase sa hulog eh.. Hehe.. Now i understand the computation.. :) ang due ko kc is july28.. Tnx for answering my question mam.. :)

      Delete
    3. Nung katulad po sa hulog ko anu po ba ung kinoconsidered dun mam? Pwdeng mlaman? Kc binase ko po ung hulog ko sa senario 1.. Pero nung kinumpute ko na po ung hulog ko ng jan to aug.. Hndi po sya nagmatch sa nakuha ko.. Bkt po gnun mam? Kung sakali bang premium po umg hulog ko ng jan to june 32k po ba tlga makukuha ko? Or nid po tlga na my hulog ka ng previous date pra makakuhaka ng gnung kalaking benefits? Reply pls...

      Delete
  118. Hi mam, ask ko lang, pano kung hindi iadvance ng company ko ang sss benefit ko? anong complaint pwede kong gawin? or may penalty ba ang company? due po ako on dec2014

    ReplyDelete
    Replies
    1. Your company should advance to you the mat benefitat kung di nila gagawin yun ay may violation sila sa sss. Bukod sa babayaran pa rin nila ang kaukulang benefit mo ay may penalty pa sila sa sss. Dobleng abala para sa kanila. Kung aabonohan nila ang mat benefit mo ay makukuha rin naman nila ang halagang iyon sa sss. Coordinate with your HR dept and they should know the consequences if hindi sila sumunod sa sss law.

      Delete
  119. Hi ms. arlene, ask ko lang po kung entitle po ako ng maternity benefits. meron po akong 64 contributions amounting of Php 62K plus, nakapag salary loan den po ako during my employment year 2011 pero ndi pa po fully paid until now, naging OFW po ako year 2012 of March since then ndi na po ako nkpagcontribute at ndi ko pa po nauupdate ang membership status gusto ko po sana itransfer ang membership ko as voluntary since nkabalik na po ako sa pinas at unemployed po ako ngaun. ang due ko po ay this coming Dec 2014. willing nmn po ako mg update ng contribution. gusto ko lang po malaman kung maqqualify po ako sa maternity benefits. thanks po.

    ReplyDelete
    Replies
    1. Naku julie, you should have come across our site earlier. Sad to tell you if dec ang due mo you need to have at least 3 months contribution from july 2013 to june 2014. Pero kung wala kang hulog sa mga buwan na nabanggit ay mededeny lang ang claim mo kahit may previous ka na hulog. Dapat kasi updated ang contribution mo within the prescribed period.

      Delete
    2. Ay ganon po ba. Sayang nmn. Cge po ms arlene salamat po sa response.

      Delete
  120. mam:arlene ask ko sana nakalimutan ko kc magbayad agad every 3mnths ako nagbabayad june,july,august if now kaya me magbayad pwede pa kaya tnx's in advance

    ReplyDelete
  121. Hi ged, if you wish to make quarterly payment, for this month you can pay your july, august and september contribution.

    ReplyDelete
  122. hi.. good day.. nanganak aq last dec 2013.. and ngstart q mgbayad eto june 2014 until now.. pwede po b aqng mgloan?

    ReplyDelete
  123. Good day,
    Hi ask ko lang po kasi since 2009 member po ako ng sss. Last year d po ako nkahulog since july 2013 until dec 2013. This january 2014 until now naghuhulog po ako ng 440. Nanganak ako this august 7 2014. Nagfile na po ako ng maternity requirments and claim nalang po hinhintay ko. Tama po ba na 18,400 makukuha ko kasi cesarian po ako. And nextweek pinpabalik po ako to clarify ng birth certificate ng baby ko. Iniisip ko kasi yung middle name ko mag isang mali na letter. Sa birth certificate ng baby ko nakalagay dun yung tamang middle name ko hnd sinundan yung sa birth certificate ko. Posible po bang magka problem po dun?

    Thank you ang Godbless po.

    ReplyDelete
  124. Hi good day i just want to ask due po ako jan 2015 and have payments fr feb-july 2014 as employed then nag voluntary nko this august and i payed 1760 .. can you help me sa computation na mkukuha ko ?

    Feb-450
    Mar-1760
    Apr-1760
    May-1760
    Jun-1760
    Jul-1760
    Aug-1760

    Tnx in advance ..

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  125. Good day po!
    Please help naman po kung pwede pa po ba ako mag avail ng SSS Maternity Loan.
    Aug 18, 2014 nagkaroon ako ng miscarriage (di ko po alam na buntis ako) at naconfine ako sa hospital for 2 days lng after ko maraspa.employed pa po ako sa company let's say (A). effectivity ng resignation ko Sept 2, 2014. Di na po ako pumapasok simula nun. Ngayon, Oct 01, 2014 nasa ibang employer na ako (Employer B). If ever okay pa mag avail ng SSS Mat Loan, sang employer po ba gagamitin ko? ung A or B? wla pong naibigay na pera ung A kasi nga po ngayon pa lng ako mag magpa file ng loan.By the way may existing Salary loan po ako na 1 year na at nahuhulugan naman po.
    Help naman po.
    Thank you!

    Ms. Jane

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  126. Hello po!

    About dun sa mga scenarios ask ko po sana if ung 6 months ba na yun ay kelangan po consecutive na high ung contribution mo or okay lang po ba na laktaw laktaw?

    For example po nag bayad ako ng 1760 this month and next month is 275 but 6 months completed parin ung 1760 na pay ko.. Okay lang po ba iyon?

    May pinag kaiba po ba sa computation pag ung ibang months ay hindi 550 ang contribution like scenario number 2?
    Like for 6 months po ay 1760 at iyong ibang months naman po is 275?

    Thanks po

    ReplyDelete
  127. Hello po!

    About dun sa mga scenarios ask ko po sana if ung 6 months ba na yun ay kelangan po consecutive na high ung contribution mo or okay lang po ba na laktaw laktaw?

    For example po nag bayad ako ng 1760 this month and next month is 275 but 6 months completed parin ung 1760 na pay ko.. Okay lang po ba iyon?

    May pinag kaiba po ba sa computation pag ung ibang months ay hindi 550 ang contribution like scenario number 2?
    Like for 6 months po ay 1760 at iyong ibang months naman po is 275?

    Thanks po

    ReplyDelete
  128. Hi, ms. Arlene!
    Qualified po b ako s maternity benifit f ituloy ko po ang hulog ko quarterly now? Pwd p po b aq mghulog from july-sept? Nahinto po ang hulog ko 2004 p. My due is on april 2015.
    Tanx po! God bless!

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  129. Hi if april ang due mo you need to have at least 3 months contribution any month from january to december 2014. Kung march pumatak ang delivery date mo, oct 2013 to sep 2014 ang dapat me hulog ka. Magqualified ka pa din kung makahulog ka na ng july to sept mo at ituloy tuloy mo lang.

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  130. Good Day Ms.Arlene
    Qualified po b ako sa maternity benefit january-march 2013 may hulog po sss ko tpos nahinto ..November 2013 po ung last kong hulog . Nanganak po ako ng August 2014.. may makukuha po b ako nun.? Tnx pls reply

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  131. Hi! Questions. :)

    I just submitted all my requirements for MAT2. How long should I wait to get the benefit? And I got 30k before giving birth (c-section), does that mean 9k makukuha ko for MAT2? Ganun ba yun? I saw a blog kasi. She said she got 30k din before giving birth, cs din, and then 39k daw after? Medyo naconfuse ako. :(

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  132. I suppose employed ang status mo kaya you got 30k in advance from your employer. Depende sa conditions like yun salary credit mo at yun credited months. If maximum salary credit mo at kumpletong six months ang nahulog mo sa prescribed period, you should be getting 41600 for caesarean delivery.so expect to get additional 11,600 if ever.

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  133. hi i'm joms, due ko po on May 2014 , ang huling hulog ko ng SSS ay nung 2012 pa balak ko po ulit syang hulugan this october for the period of JULY-SEPT. as quarterly payment. If itutuloy tuloy ko po yung hulog ko more or less magkano po kaya ang makukuha kong maternity benifit? iniisip ko po kasi kung mag huhulog ako ng contribution or iipunin ko na lang yung pang contribution ko. salamat po.

    ReplyDelete

  134. Hi po, thank you for this article. Ask ko lang po, medyo confused po kasi ako. EDD ko po is on March 2015.

    Last SSS Contribution ko po is July 2012.

    Eligible po ba ako? if not, pwede pa po bang mahabol? I worked as an OFW po kasi friom August to September 2014.

    Thank you!

    ReplyDelete
  135. Hi. Thess po ito.. ask ko po kung 60 days din po ba computation if i had miscarriage of 12weeks blighted ovum? Sabi po kasi sa hr namin iba daw po computation depende daw po sa sinabi ng OB kung ilang days lang ako pinagpapahinga.. I had filed my mat 1 already.. Thanks..

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  136. Hi the SSS online stills says that the salary credits ceiling is only 15000 pls see link
    how do I compute it now?

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  137. Hi thess, para sa kaalaman ng HR nyo, heto po ang nakasulat sa batas: Maternity leave is an additional leave given to a female employee who has given birth or has suffered miscarriage. According to Section 14-A of Republic Act No. 8282 otherwise known as the Social Security Act of 1997, "a female member who has paid at least three (3) monthly contributions in the twelve-month period immediately preceding the semester of her childbirth or MISCARRIGE shall be paid a daily maternity leave benefit equivalent to one hundred percent (100%) of her average daily salary credit for sixty (60) days or seventy eight (78) days in case of caesarian delivery...".

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  138. So hindi po ang OBGYNE ang magsasabi kung ilang days ka entitled sa maternity benefit, dahil malinaw naman ang nakalagay sa SSS Law.

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  139. Hi nhoemi, since january 2014, the ceiling for salary credit has been increased from 15,000 to 16,000. The salary credit is the basis for computing sss benefits.

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  140. But an individual benefit computation will depend on the monthly contribution that corresponds to that salary credit. Example, you are paying only 550/ month that corresponds to 5000 salary credit. So even if nagincrease ang ceiling pero hindi ka naman abot dun, walang epekto ang increase sa computation ng benefit mo.

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  141. ms. arlene, ok lng po ba kung babayaran ko po ung april2014 n hulog? ko kc po may2014 po ako ulit nagstart nag tuloy tuloy na hulog upto present as voluntary.xpected delivery ko po nov2014.

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  142. hi ms. arlene would like to ask po kc from 2004 member na po ako, i resigned fr my previous work of ten yrs. lat jan. then feb. no work po ako, then march had work po again until now..maaapektuhan po ba yung benefit ko my 3rd baby kc my 1 month ako d nkapag contribute?or i can pay it po ba over the counter in any sss branxh so as to complete my contribution..kindly give feedback pls. thanks..

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  143. Hi miss arlene...from june 2011- june 2014 nagbayad ako ng 520 monthly contribution base on 5000 salary ko...ang expected date of delivery ko ay june 24 2014...how much ang posible na maclaim ko?....
    Thank you, this is brenda๐Ÿ˜Š๐Ÿ˜Š๐Ÿ˜Š

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  144. HI Brenda,
    more or less expect to receive around 10,000 of maternity benefit. if June 2014 ka nanganak, you should have passed your Mat 1&2 already.

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  145. Gud day po.. Ask ko lng po pano kung ang nkafile sa mat 1 na due date is oct. 2014 pero nanganak ng sept. 2014 via cs tpos po nde nkapghulog ng contribution the whole year po ng 2013 pero naghulog from jan. 2014 to dec. 2014, magkano po kaya un mgiging mat benefit?.. Un contribution po is 330. Tnx po..

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  146. Miss Arlene thanks god napaka informative ng post na ito lalo na sa mga first time mommy like me. may question lang po ako seperated po ang status ko from my employer ang EDC ko po ay Dec 13 2014 nakapag file po ako ng mat1 this OCT 2014 lang po.

    Base po sa SSS ETO YUNG SALARY CREDIT KO:
    AUG 2013 - 15000
    SEPT 2013 - 15000
    OCT 2013 - 15000
    NOV 2013 -15000

    MARCH 2014- 16000
    APRIL 2014 -16000
    MAY 2014 - 16000

    Mag kano po kaya ang pwede kong makuha na MAT BEN sa SSS MS. Arlene? -GELLI:)

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  147. Hi gelli, you will get around 31,000 mat benefit. Ensure that your records with sss are updated so youwill not encounter any problems.

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  148. thank you miss arlene! thumbs up po sa blog na ito babasahin ko naman yung blog niyo about claim maternity and newborn care package thru Philhealth. - gelli

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  149. hi po. ngbago na ba ruless ng sss ngau..sabi ng hr namin d nnila inaabunuhan wait nlng dw un. ang nakakainis july p ako nanganak but until now wala pa dn ung benefit ko

    ReplyDelete