Get Your Finances on Track with this 2015 Financial Calendar Planner

Good day everyone! Since this is the start of the year, most people nowadays are into planning their home, school or career life.  Whether you are a student, a homemaker, a businessman or a professional, you are most likely into the programming, budgeting and planning stage of your 2015.  How useful it is to have a planner to jot down all those activities that you need to do. If you are a planner-lover who keeps track of almost everything about life, the diary-planner type like the belle-de-jour power planner is an essential tool to use.  However, not all of us are into the habit of documenting our life's journey and even writing down a schedule on a simple calendar planner seem to be too daunting.  If you are that type of person who do not have the patience to write your plans on paper, I devise a simple planner for you.  Well, I made this and intend to give this out to those who wanted to keep track of one of the important aspect of their life plans...the finances.  I also intend to use this to supplement my diary planner so I can have a summary of my important financial record on a one-page piece of paper.  Good thing that the creative side of me kicks in this year to come up with this easy to use financial calendar planner.  You can download this free printable 2015 Financial Calendar Planner and put it wherever most convenient for you.  I made only the first half of the year (January to June) so it will be easier to keep track beginning with the first six months of 2015.  I will publish the next semester (July to December) of the calendar in our next post so check it out. Meanwhile, here is the copy of the 2015 Financial Calendar Planner (January to June) You can get it here in this link for free.

This 2015 Financial Calendar Planner includes tracking of your savings and expenses such as contributions for SSS (Social Security System), PAGIBIG  (or Home Development Mutual Fund - HDMF) and PhilHealth (Philippine Health Insurance).  If you are an employed member, these are mandatory deductions from your salary so it is easier to track.

However, if you are a voluntary/individually paying/self-employed member, you need to tick the appropriate space to indicate that you have already paid for your contribution so you can track your monthly premium payments.  We also included recording of you weekly money challenge.  The weekly money challenge is much like the 52 week money challenge but with some deviations.  You can keep track of the schedule when you should have already deposited your savings in the bank as provided in the calendar.  Simply highlight or check the date on the provided boxes if you have done so.  At the end of the month, you have the option to record your total monthly savings in the space provided.

There is also a calendar and the non-working holiday schedule so you can keep account of the  correct dates when you should make your transactions in the bank or government offices.

You can put down notes in the Other Reminders part should you wish to put the dates of other important transactions that you need to track such as the following:

1. Renewal of your business permit (mayor's permit,  BIR annual registration)
2. Renewal of licenses (LTO registration/driver's license)
3. Payment for insurance (home, car, etc)
4. Tax (real estate tax, income tax, etc) and other things that have direct impact on your finances.

We have also included tracking payments for your electricity and water bill since non-payment of those utilities usually add up to your expenses if not paid on time.  You simply tick the space provided to indicate payment for the particular month. 

I hope that this helps you keep track of your finances in a simple and easy to use financial calendar planner.  Download the free file here >> Happy planning and budgeting.