Saturday, March 7, 2015

Q and A on SSS Maternity Benefit Part 1

We have been receiving a lot of queries as regards SSS maternity benefit and unfortunately, our comment section is not behaving properly. It could have reached the maximum lines thus I am having difficulty replying to all of them promptly.  Anyways, I just picked up all our unanswered queries and post them here as Q & A.  I hope this helps.

Q. ask ko lang po kung ang last contribution ko is march 2011 and ang due date ko po is june30 2015 .possible p po ba ako na makakuha ng benefits ..? thankyou .. ---jennifer

A. No.  If June 2015 ang due date you need to have at least three months contribution from January 2014 to December 2014.

Q.  Im expecting my baby this coming February 2015. My SSS contribution is below February 2014 - 1,760
January 2014 - 1,760
March 2014 - 1,760
April 2014 - 1,760
May 2014 - 1,760
June 2014 - 1,760
July 2014 - 1,760
August 2014 - 220
September 2014 - 220
October 2014- 220
November 2014 - 220
December - 220
1)How much will be my Maternity Benefit?
2) I gave birth to my 3rd baby last July 2013. Will still allow me with the maternity benefits?
Thanks -Aira
A. On # 1, your estimated mat benefit will amount to 32,000 more or less (normal delivery) . On #2 If you have not passed your mat1 and you did not satisfy the prequalifying conditions, your claim will only be denied.

October 30, 2014 at 2:44 AM  Anonymous said...

Hi mam.will be giving birth may next yr.but will get married dis coming Dec I'm planning to change stat after the wed. Will it affect my mat claim if I chamge stat .my Sss now shows single considering last names will be change n .what's the best thing to do

A. Any changes in information must be reported immediately to SSS using the prescribed form to avoid denial of claims.

October 31, 2014 at 1:36 AM  Anonymous said...
Q.  good afternoon po ms.arlene,ask ko lng 1yrs voluntary ako sa sss 330 ang monthly ko,tapos nung magpafile na ako maternity na kunan naman ako two months palang.pano po ba ang naging computation nun kasi di naman ako nagwowork,nagtataka lng ako kasi mas maliit ang nakuha ko ngaun kaysa nun sa panganay ko..please help...salamat po
A. The computation of your mat benefit depends on the number of months of contribution and amount of salary credit.  It is possible na  mas kompleto ang months of contribution mo at amount ng salary credit kaya mas malaking benefit nakuha mo noon.

November 5, 2014 at 10:41 PM Anonymous said...
Q. Gud day po im joy po ask ko lang po if qualified pba ako mag file ng mat-1 sa sss kc po 23 weeks pregnant na ako ngaun at gusto ko din po malaman kung mkkpag avail po ba ako ng benifits n tu kc 20 months contribution plang po ako at ang last contribution ko nun month po ng february 2014 thnx po. Pls reply God Bless

A. Assuming your due date is on Feb 2015, you need to have at least 3 months contribution from Oct 2013 to Sep 2014 to qualify.

November 6, 2014

Q.. hi po ms. arlene:) i just want to ask lng po last feb 2014 po aq nag open ng account sa sss nahulogan po ng employer q nung may2014 unil now. Tanong q lng po pwde q po bang punan yung buwan ng feb-april? naka pag file na po aq ng mat1 na submit q na po sa employe q sila po yung nag process.My EDC will be on dec 30,2014..
A. SSS does not allow retroactive payments of contribution.

November 18, 2014 at 3:39 AM Anonymous said...

Q. Hi ms.arlene, yung recent job ko is from january-may 2014.. Then i stopped, so di ko na po natuloy yung contribution.. now im 4mos pregnant.. Am i still eligible for the maternity benefit kung magstart ulit akong magbayad this month?
A. If your due date falls on April 2015, you need to have at least three months contribution any qonth from January to December 2014 and you should have submitted your Mat1.

November 18, 2014 at 5:41 AM Anonymous said...
Q. Gud pm po miss arlene, asked ko lang po kung qualified po ako sa maternity benefits..last 2012 pa po ako member pero ngyn july2014 up to now lng po ako nkakapaghulog as self employed.pwde po ba ako mag claim?thanks po...***angelica
A. Hi Angelica, katulad ng mga sagot ko sa iba, may hulog ka dapat ng at least 3 months contribution within the 12 month period prior to semester of contingency.

Q. Anonymous said... Gud eve po..ask ko lang po about dun s maternity benefit ko. naipsa npo ung MAT1 ko ng employer ko pero bigla po advice ng dr n magrest ako so i nid to stop working. may mkukuha po ba half maternity benefits? before manganak or talagang after giving birth lng? Tnx po
A. If employed in a company, it is advanced by the employer tsaka po nila nirereimburse sa SSS.  If you are entitled to leave with pay or  you have leave credits, hindi dapat bawasan ang maternity benefit mo. Minsan it depends on your company policy. Clarify it with your HR.

November 28, 2014 at 12:14 AM Anonymous said...
Q. hi ms arlene ask ko lang po self employed po ako ang monthly ko na hulog ay 330 nagstart po ako nung october 2013 ang due ko ay may 21 unang 3months po ay nahulugan ko may isa po ata akong naging laktaw mga magkano po ba makukuha kong benefit kung sakali man? ang estimate daw po kasi ay 3k lang makukuha ko, sa ngayon po ay 6months na baby ko wala pa din yung maternity benefits ko, kumpleto naman po ako ng pinasang requirments para makapag claim sa maternity. thankyou sana po masagot niyo ang aking tanong thankyou!!
A. You should follow-up with SSS, you can call at their SSS hotline if you have no time to visit the branch.

November 28, 2014 at 8:46 PM Anonymous said...

Q. Hi Ms. Arlene, ask ko lang po sana kung eligible po ako sa maternity benefit EDC ko po is April 4, 2015, Last na hulog ko sa SSS is November 2012 according to nag ask ng contributions. my new employer po ako ngayon at nung september 2014 palng nila ako inumpisahan na kaltasan ng sss- salamat po-luisa
A. You should have at least 3 months contribution from January to December 2014 and you should have submitted your mat1 to qualify.

December 5, 2014 at 5:11 PM Anonymous said...

Q. Hi po. Nagsubmit po ako now ng maternity notification through online kc volunteer po un status ko. Wala po akong nareceive na any confirmation if natanggap ng SSS ung notification na un? Okay n po ba un? Thanks po.

A. You should receive a receipt confirmation thru your given email address and it is also reflected in your SSS online account. If not, you resubmit your Mat1 either online or thru SSS branch to be sure.

December 5, 2014 at 8:53 PM jeofz javilinar said...
Q.Ako po si jeofz,due date ko po sa mar2015,ask ko lng po if from what month ako dapat may hulog until ng due date ko,and if ever po ba?pde ko pang mabayaran ung mga months na hindi ko nahulugan bago matapos ang 2014.Nsa mgkno po kaya ang benefits ko kung nsa 200/monthly lng po ang hulog ko... tnx po sa replyA. For March due date, you need to have at least 3 months contribution from October 2013 to September 2014 to qualify.   December 6, 2014 at 3:29 AM Anonymous said... Q. Hi ms arlene, ask lg po sana kng ilang days q pwede mkuha ung mat2 pay q? Naprocess q na po ag papers q last nov 22,2014. Thanks po
A.  Honestly, medyo matagal bago marelease ang check ng voluntary/SE members, inaabot po ng ilang buwan. You can followup thru SSS hotline or Text SSS facility.

December 6, 2014 at 11:46 AM Anonymous said...
Q. hello po, im che nid ko po help nyo ask ko if mka avail pko ng maternity benefits, last n hulog ko 2012 jan to feb tig 1560 den 2014 oct 1650 nov 1540 dec 1430, if maghulog pko ng jan to march 201avail p po kya ako, due date ko march 27 2015

A. For March due date, you need to have at least 3 months contribution from October 2013 to September 2014 to qualify.  Pero kung umabot ng April ka manganak, magbabago ang semester of contingency at 12 month period to January to December 2014 ka dapat may at least 3  months contribution. If may hulog ka ng Oct to Dec 2014, there is possibility na makaavail ka if ever umabot ng April ang due date mo.

December 12, 2014 at 9:31 PM Anonymous said...
Q. Hi miss arlene im abby.. good day po.m due date ku po ng june 5 2015 or pwede daw po ng 2 weeks earlier.. ang huling hulog ku pa po ng sss ku ay nung january 2011 pa po.. and hindi na po nahulugan dahil unemployed po ako.. pero balak ko po ituloy as voluntary ngayung december.. huhulugan ku po ang october november at december ko and continously na po hanggang sa manganak po ako.. balak ko po maghulog ng 550 monthly.. makaka avail po ba ako ng maternity benefit? Salamat po sa sagot..

A. Hi Abby, you need to have at least 3 months contribution from January to December 2014 to qualify at dapat maipasa mo ang mat1.

December 14, 2014 at 9:54 AM Anonymous said...
Q. Hi good evening! I woul like to ask anout filing my mat 1. At first i'm a voluntary member of SSS since Sept 2014-Nov 2014. This december i've been employed and now my SSS will be deducted on my salary. Is it possible for me to file a mat 1? I am 18weeks pregnant and my expected delivery date is on May 2015, thank you and Godbless!
A.  For employed members, the mat benefit is advanced by the employer to its employee at ang company na ang kukuha ng claim to reimburse the amount na naiadvance na sa employee. But first, check first with your HR Dept if naupdate na nila with SSS ang iyong membership category to employed.

December 15, 2014 at 7:02 AM Anonymous said...
Q. Gud pm miss arlene,pwede ba akong mag file ng maternity sa feb 2015 duedate ko,pero naumpisahan kolang hulugan nitong june 2014.
A. You will qualify if you have at least 3 months contributions from October 2013 to September 2014 and you passed your mat1.

December 16, 2014 at 3:23 AM Anonymous said...
Q. ms. arlene my father filed my mat 2 on my behalf last dec 18. paano po ba malalaman kung on review or settled na yung maternity claim wala po kasing sinabi sa father ko wala din inexplain kung kelan expected na makukuha.any idea po how to check status of claim online and kung ilang weeks po usually makukuha yung claim. - Gelli

A. You can check the status of your claim by calling the SSS hotline or using their Text SSS facility.

December 19, 2014 at 4:58 AM Anonymous said...
Q. hi its my first time. nagfile ako mat 1 so bale ngstart ako work sa company March2014 and 8mos preg nako. ang sss benefit na nakuha ko lang is 17k. pero almost a yr nko naghuhulog sss. tama ba nakuha ko o maliit? kasi sabi nila ambaba. e callcenter na ko ngwwork. yung kakilala ko 1yr palang dn sya pero ang nakuha nya is 20+. pls answer.
A. Your mat benefit is computed based on your six highest monthly salary credit within the twelve month period excluding the semester of contingency.  It could be na mas mataas ang monthly salary credit ng kakilala mo kaya mas mataas ang nakuha nya mat benefit.

There goes...I hope that I provided you enlightening answers about your SSS maternity benefit concerns.  There are still many questions which I have not replied to yet from January to March 2015 because of some technical glitches.  I will again compile them all and post them here in another time. 


  1. hi..i just wanted to ask if i can avail maternity benefits if im unemployed right now and im pregnant due date will be may 2015.....but i was able to contribute from april to nov. 2014 with my previous company..if possible how much will be my benefit

  2. Hi ms. Arlene! Ask ko lang po kung ano pwedeng gawin if nawawala na yung maternity notification. Nagfile po kasi mom ko noon august 2014 when i was still 3 months pregnant at na-stampan naman siya. Now gusto ko magclaim since naCS na ko noong march 5 pero di ko talaga makita yung form. Please help me kung may ibang option. Thank you in advance.

  3. Good pm . Ms. Arlene ano po bang dapat gawin ko ganito po kase yun nanganak po ako nung feb.24 dis year . late q po naipasa mat1 ko and other requirements dahil napaanak po ako ng maaga 7 mos .. Pumunta po ako sa sss nakita po nila na kulang ang sss contribution q dapat daw 6mos backwards.. Pinuntahan ko yung dati kong employer para ipa confirm kung hinulugan nila may hulog naman daw pero hndi lang ña ipost .. Anong dapat kong gawin ? Medyo matatagalan daw po yung posting . thanks

  4. my hulog po aq august-dect2013 s company nwlan po aq work nbuntis aq by aprl 2014 nghulog aq voluntary with 33o frm oct-dec 2014 umanak aq january 2015 maaavail q po b mgkanu po kya san po b icocompute un

  5. Hi! Ask ko lang po kasi I gave birth March 2, 2015 & I'm a Self-employed member. I restarted my contribution Oct last year till March this year. Based on your answer with one of the questions above na if March ang EDD dpt my atleast 3 months contribution from Jan 2014 - Sept. 2014 which I failed to do. Now my question is will it still be possible for me to pay my July 2014 - Sept. 2014 contribution for me to qualify for the maternity benefit? Hope to hear from you soon. Thanks!

  6. Hi im Jenn,

    i want to ask lang if how much ang mkukuha ko if magfile ako ngaun ng mat1 this may 2015 and 1 month plang ung tyan ko then delivery expected january 2016 and my last contribution is december 2015?

  7. This is Tin po...ask ko lang if qualified pa po ba ako for maternity benefits kasi po nung last Jan 2014 po last contribution ko tapos nasundan lang po ulit nung Jan 2015 to april 2015...Due date ko po sa Dec 2015

  8. Hi Im Sid

    Would like to ask po if Iam qualified for maternity benefits, nag work po ako before from December 2013 - March 2015 resign na po ako nung March. Due date q po is September ask ko lang po if makakakuha pa dn ba ako ng benefits?

    Your immediate response is highly appreciated

    Thank you

  9. hi ms.arlene .. this is Pshy, ask ko lang po kung makukuha ko ung maternity benefit ko? Kumpleto naman na po ako sa requirements pati po ung mat2 ko ok na, kaso ung mat1 ko po ay xerox copy nalang yung original copy nito nakuha po ng company ko noon. Pwede po bang gawan ng paraan yun para makuha ko ung maternity benefit ko?

  10. good eve po
    ask lang po if mkakakuha PPO bq maternity benefit
    yr 2005-2013 po may hulog AQ then nag stop po AQ s paghulog
    naghulog po ulit AQ this Feb 2015 up to April 2015
    nanganak po AQ august 9 2015
    possible PPO b mkkuha ng maternity benefits po un? slamat po pls reply

  11. Good day po! am 3 months preggy but di pa po ako nagsubmit ng MAT ! Is maternity certification from my OB ok na pong i attach sa MAT 1 or need tlfa na magpa ultrasound? thanks po in advance....

  12. Good morning po. Itatanong ko lang po kung magkano po kaya ang makukuha ko kung starting 2011 up to now nagbabayad po ako ng quarterly contribution.CS po ako at ang due date ko po sa Dec.14.ipapasa ko pa lang po ang mat 1 sa nov.11,2015 kse po nkabedrest po ako kaya di ko po nasira so ka agad.magkano po kaya ang maki claim ko if ever?nagbabayad po ako ng 700+ monthly.thanks po!


  13. Hi po ask lang kung ang due date ko ay December2016 anun month po dapat ako may hulog..please reply. Thank you po

  14. Nakapagfile napo ako ng mat 1,,den jan 2016 me nanganak at diko pa po nakakapunta ulit s sss..ung birth certificate ni baby kakakuha ko lng po last month from the hospital. Yun na rin po ba ang ipapasa s sss? At ilang months po after giving birth kailangan maifile ang mat 2 for maternity benefits?

  15. Good day!
    Hi po. Kakakka enroll ko lang po sa SSS yesterday and ako po ay 5 months pregnant na. Due ko po this september. Makakuha pa po ba ako ng maternity benefit? kahit 3 months lang ang makokontibute ko for the month of july, august and September.

    Please po sagutin niyo.

  16. good day po! nanganak po ako nung November 19,2015..

    my employer just started my sss april 2015.

    pwd po ba akong mag file ng maternity benefit?
    i failed to file my mat1

  17. Two things po, 1. Ang sss maternity benefit ba ay subjected sa tax? 2. Tinatanggal ba talaga sa 13th month pay yung months na on maternity leave ang isang babaeng empleyado?

  18. Good day po! I'm supposed to file my mat1 paglabas ng ultrasound result ko na need for attachment.. Unfortunately, after ko maultrasound, nagbleeding na ako kinabukasan at kelangan na raspahin.. Pwede ko pa rin ba sya ifile ng maternity benefits? Thanks..

  19. Hello madam, I have yet to notify SSS of my pregnancy and I am now 5 months pregnant. Can I still avail of SSS maternity benefit if I file notification only now. Thank you po.

  20. Hi po. Hindi pa po ako nkapag notify sa sss about my pregnancy because i just found out last week about it. Im 3 months pregnant and planning to go to sss to notify them. Am i still qualified for mat benefits. As of the moment , im unemployed . Ng resign po ako sa work ko nung dec 2016. Im with my prev company for more than a year. From oct 2015-dec 2016. Ànd my expected due date would be dec 2017. Pls tell me what to do po. Thanks

  21. Hello po. I applied sa sss nung 2014 kaso hindi nahulugan tapos nabuntis ako ng nov 2016 (nalaman ko lng nung jan 2017) so nagself employd ako (330 kada month) from jan 2017 binayaran ko til this recent month pero nanganak ako june 3 (7 months) via cs makakakuha ba ako nun? i ask if makakakuha ako nun Oo daw pero wla binigay na Mat1 form tas nung nanghingi ako letter to open bank account sabi sa sss di ako qualified so paano yun?

  22. Hello po Nag-apply ako sa sss nung 2014 pero hindi nahulugan nalaman ko buntis ako ng jan 2017(almost 3 months na-so nov nabuo)nagpaself employed ako tas hinulugan ko jan 2017 til now july, nanganak ako june 3 2017 (7months )via cs, nung okay okay nako mid july nilakad ko papers pumunta ako sss para manghingi letter to open a bank account ang sabi di daw ako qualified pero nung buntis pko nagtnung po ako if makakuha ako maternity benefits, Oo daw di nga ako binigyan mat1 e. So paano po yun, may ibang paraan pa po ba para makakuha ako? makakakuha po ba ako? magkno? Salamat po.