Monday, March 16, 2015

My Very First Nuffnang Cash Out 2015

Yipee!!! After five years of being a Nuffnang member, I finally get to pick the fruit of my labor - ripe for the picking as they say. :-)  Five years??? You might wonder why it took that long before I cash out my earnings.  To be honest - it is not that easy to build readership and followers especially if you are a social media nobody or you do not have a dedicated time to build your audience.  If you really want to earn from blogging, the principle is no different from putting your time and effort as when you are an employee in a company or an actor or a businessman.  You need to work hard to earn your "salary" or your "award" and "millions".  It is much like always putting your best foot forward to be in the lead and get that coveted promotion in no time. :-)  I admit that I did not take the earning-from-blogging part too seriously because there were times when I really do not blog for some months.  Based from experienced blogger, blog content is very essential to ensure higher page rank and wide readership. Advertisers always look for that to ensure that their product will be seen by people.  Anyways, back to my Nuffnang journey,  I have enjoyed many perks from being a Nuffnang member which I shared in one of my posts as My Nuffnang Story sometime in 2011.  But there are two things which I have not experienced yet, attending a Nuffnang Blog Award and receiving that Nuffnang paycheck.  I once wrote... "Nuffnang opened a chance for me to be paid for my hard work. Although I haven’t taken this too seriously yet, (as I wasn’t as active as Hannah, Ada or Mica) but learning from other Nuffnangers who already received a huge paycheck, it was truly a career milestone.  Well, well, well…that I still have to see...."

In 2012 and 2013, I was more into exploring different places and experimenting on my personal milestone that I very seldom visit my own site.  It was in 2014 that I return to blogging and seriously resolved to make that first paycheck.

And true enough...I just had the chance to cash out my earnings this March.  Now I am looking forward to receiving that memorable paycheck sometime in April which I will gladly write about on how I will save or spend that money. **too excited** 



Saturday, March 7, 2015

Q and A on SSS Maternity Benefit Part 1

We have been receiving a lot of queries as regards SSS maternity benefit and unfortunately, our comment section is not behaving properly. It could have reached the maximum lines thus I am having difficulty replying to all of them promptly.  Anyways, I just picked up all our unanswered queries and post them here as Q & A.  I hope this helps.

Q. ask ko lang po kung ang last contribution ko is march 2011 and ang due date ko po is june30 2015 .possible p po ba ako na makakuha ng benefits ..? thankyou .. ---jennifer

A. No.  If June 2015 ang due date you need to have at least three months contribution from January 2014 to December 2014.

Q.  Im expecting my baby this coming February 2015. My SSS contribution is below February 2014 - 1,760
January 2014 - 1,760
March 2014 - 1,760
April 2014 - 1,760
May 2014 - 1,760
June 2014 - 1,760
July 2014 - 1,760
August 2014 - 220
September 2014 - 220
October 2014- 220
November 2014 - 220
December - 220
1)How much will be my Maternity Benefit?
2) I gave birth to my 3rd baby last July 2013. Will still allow me with the maternity benefits?
Thanks -Aira
A. On # 1, your estimated mat benefit will amount to 32,000 more or less (normal delivery) . On #2 If you have not passed your mat1 and you did not satisfy the prequalifying conditions, your claim will only be denied.

October 30, 2014 at 2:44 AM  Anonymous said...

Hi mam.will be giving birth may next yr.but will get married dis coming Dec I'm planning to change stat after the wed. Will it affect my mat claim if I chamge stat .my Sss now shows single considering last names will be change n .what's the best thing to do

A. Any changes in information must be reported immediately to SSS using the prescribed form to avoid denial of claims.

October 31, 2014 at 1:36 AM  Anonymous said...
Q.  good afternoon po ms.arlene,ask ko lng 1yrs voluntary ako sa sss 330 ang monthly ko,tapos nung magpafile na ako maternity na kunan naman ako two months palang.pano po ba ang naging computation nun kasi di naman ako nagwowork,nagtataka lng ako kasi mas maliit ang nakuha ko ngaun kaysa nun sa panganay ko..please help...salamat po
A. The computation of your mat benefit depends on the number of months of contribution and amount of salary credit.  It is possible na  mas kompleto ang months of contribution mo at amount ng salary credit kaya mas malaking benefit nakuha mo noon.

November 5, 2014 at 10:41 PM Anonymous said...
Q. Gud day po im joy po ask ko lang po if qualified pba ako mag file ng mat-1 sa sss kc po 23 weeks pregnant na ako ngaun at gusto ko din po malaman kung mkkpag avail po ba ako ng benifits n tu kc 20 months contribution plang po ako at ang last contribution ko nun month po ng february 2014 thnx po. Pls reply God Bless

A. Assuming your due date is on Feb 2015, you need to have at least 3 months contribution from Oct 2013 to Sep 2014 to qualify.


November 6, 2014

Q.. hi po ms. arlene:) i just want to ask lng po last feb 2014 po aq nag open ng account sa sss nahulogan po ng employer q nung may2014 unil now. Tanong q lng po pwde q po bang punan yung buwan ng feb-april? naka pag file na po aq ng mat1 na submit q na po sa employe q sila po yung nag process.My EDC will be on dec 30,2014..
A. SSS does not allow retroactive payments of contribution.

November 18, 2014 at 3:39 AM Anonymous said...

Q. Hi ms.arlene, yung recent job ko is from january-may 2014.. Then i stopped, so di ko na po natuloy yung contribution.. now im 4mos pregnant.. Am i still eligible for the maternity benefit kung magstart ulit akong magbayad this month?
A. If your due date falls on April 2015, you need to have at least three months contribution any qonth from January to December 2014 and you should have submitted your Mat1.

November 18, 2014 at 5:41 AM Anonymous said...
Q. Gud pm po miss arlene, asked ko lang po kung qualified po ako sa maternity benefits..last 2012 pa po ako member pero ngyn july2014 up to now lng po ako nkakapaghulog as self employed.pwde po ba ako mag claim?thanks po...***angelica
A. Hi Angelica, katulad ng mga sagot ko sa iba, may hulog ka dapat ng at least 3 months contribution within the 12 month period prior to semester of contingency.

Q. Anonymous said... Gud eve po..ask ko lang po about dun s maternity benefit ko. naipsa npo ung MAT1 ko ng employer ko pero bigla po advice ng dr n magrest ako so i nid to stop working. may mkukuha po ba half maternity benefits? before manganak or talagang after giving birth lng? Tnx po
A. If employed in a company, it is advanced by the employer tsaka po nila nirereimburse sa SSS.  If you are entitled to leave with pay or  you have leave credits, hindi dapat bawasan ang maternity benefit mo. Minsan it depends on your company policy. Clarify it with your HR.

November 28, 2014 at 12:14 AM Anonymous said...
Q. hi ms arlene ask ko lang po self employed po ako ang monthly ko na hulog ay 330 nagstart po ako nung october 2013 ang due ko ay may 21 unang 3months po ay nahulugan ko may isa po ata akong naging laktaw mga magkano po ba makukuha kong benefit kung sakali man? ang estimate daw po kasi ay 3k lang makukuha ko, sa ngayon po ay 6months na baby ko wala pa din yung maternity benefits ko, kumpleto naman po ako ng pinasang requirments para makapag claim sa maternity. thankyou sana po masagot niyo ang aking tanong thankyou!!
A. You should follow-up with SSS, you can call at their SSS hotline if you have no time to visit the branch.

November 28, 2014 at 8:46 PM Anonymous said...

Q. Hi Ms. Arlene, ask ko lang po sana kung eligible po ako sa maternity benefit EDC ko po is April 4, 2015, Last na hulog ko sa SSS is November 2012 according to nag ask ng contributions. my new employer po ako ngayon at nung september 2014 palng nila ako inumpisahan na kaltasan ng sss- salamat po-luisa
A. You should have at least 3 months contribution from January to December 2014 and you should have submitted your mat1 to qualify.

December 5, 2014 at 5:11 PM Anonymous said...

Q. Hi po. Nagsubmit po ako now ng maternity notification through online kc volunteer po un status ko. Wala po akong nareceive na any confirmation if natanggap ng SSS ung notification na un? Okay n po ba un? Thanks po.

A. You should receive a receipt confirmation thru your given email address and it is also reflected in your SSS online account. If not, you resubmit your Mat1 either online or thru SSS branch to be sure.

December 5, 2014 at 8:53 PM jeofz javilinar said...
Q.Ako po si jeofz,due date ko po sa mar2015,ask ko lng po if from what month ako dapat may hulog until ng due date ko,and if ever po ba?pde ko pang mabayaran ung mga months na hindi ko nahulugan bago matapos ang 2014.Nsa mgkno po kaya ang benefits ko kung nsa 200/monthly lng po ang hulog ko... tnx po sa replyA. For March due date, you need to have at least 3 months contribution from October 2013 to September 2014 to qualify.   December 6, 2014 at 3:29 AM Anonymous said... Q. Hi ms arlene, ask lg po sana kng ilang days q pwede mkuha ung mat2 pay q? Naprocess q na po ag papers q last nov 22,2014. Thanks po
A.  Honestly, medyo matagal bago marelease ang check ng voluntary/SE members, inaabot po ng ilang buwan. You can followup thru SSS hotline or Text SSS facility.

December 6, 2014 at 11:46 AM Anonymous said...
Q. hello po, im che nid ko po help nyo ask ko if mka avail pko ng maternity benefits, last n hulog ko 2012 jan to feb tig 1560 den 2014 oct 1650 nov 1540 dec 1430, if maghulog pko ng jan to march 201avail p po kya ako, due date ko march 27 2015

A. For March due date, you need to have at least 3 months contribution from October 2013 to September 2014 to qualify.  Pero kung umabot ng April ka manganak, magbabago ang semester of contingency at 12 month period to January to December 2014 ka dapat may at least 3  months contribution. If may hulog ka ng Oct to Dec 2014, there is possibility na makaavail ka if ever umabot ng April ang due date mo.

December 12, 2014 at 9:31 PM Anonymous said...
Q. Hi miss arlene im abby.. good day po.m due date ku po ng june 5 2015 or pwede daw po ng 2 weeks earlier.. ang huling hulog ku pa po ng sss ku ay nung january 2011 pa po.. and hindi na po nahulugan dahil unemployed po ako.. pero balak ko po ituloy as voluntary ngayung december.. huhulugan ku po ang october november at december ko and continously na po hanggang sa manganak po ako.. balak ko po maghulog ng 550 monthly.. makaka avail po ba ako ng maternity benefit? Salamat po sa sagot..

A. Hi Abby, you need to have at least 3 months contribution from January to December 2014 to qualify at dapat maipasa mo ang mat1.

December 14, 2014 at 9:54 AM Anonymous said...
Q. Hi good evening! I woul like to ask anout filing my mat 1. At first i'm a voluntary member of SSS since Sept 2014-Nov 2014. This december i've been employed and now my SSS will be deducted on my salary. Is it possible for me to file a mat 1? I am 18weeks pregnant and my expected delivery date is on May 2015, thank you and Godbless!
A.  For employed members, the mat benefit is advanced by the employer to its employee at ang company na ang kukuha ng claim to reimburse the amount na naiadvance na sa employee. But first, check first with your HR Dept if naupdate na nila with SSS ang iyong membership category to employed.

December 15, 2014 at 7:02 AM Anonymous said...
Q. Gud pm miss arlene,pwede ba akong mag file ng maternity sa feb 2015 duedate ko,pero naumpisahan kolang hulugan nitong june 2014.
A. You will qualify if you have at least 3 months contributions from October 2013 to September 2014 and you passed your mat1.

December 16, 2014 at 3:23 AM Anonymous said...
Q. ms. arlene my father filed my mat 2 on my behalf last dec 18. paano po ba malalaman kung on review or settled na yung maternity claim wala po kasing sinabi sa father ko wala din inexplain kung kelan expected na makukuha.any idea po how to check status of claim online and kung ilang weeks po usually makukuha yung claim. - Gelli

A. You can check the status of your claim by calling the SSS hotline or using their Text SSS facility.

December 19, 2014 at 4:58 AM Anonymous said...
Q. hi its my first time. nagfile ako mat 1 so bale ngstart ako work sa company March2014 and 8mos preg nako. ang sss benefit na nakuha ko lang is 17k. pero almost a yr nko naghuhulog sss. tama ba nakuha ko o maliit? kasi sabi nila ambaba. e callcenter na ko ngwwork. yung kakilala ko 1yr palang dn sya pero ang nakuha nya is 20+. pls answer.
A. Your mat benefit is computed based on your six highest monthly salary credit within the twelve month period excluding the semester of contingency.  It could be na mas mataas ang monthly salary credit ng kakilala mo kaya mas mataas ang nakuha nya mat benefit.

There goes...I hope that I provided you enlightening answers about your SSS maternity benefit concerns.  There are still many questions which I have not replied to yet from January to March 2015 because of some technical glitches.  I will again compile them all and post them here in another time. 

Monday, March 2, 2015

February Fun Treat

Hi there again!  We were busy as a bee in February by getting into more financial education which I will soon share with you my dear readers.  We have learned a lot of enlightening money moves from financial experts.  :-)   We have posted the very first financial literacy post with our Financial Calendar  followed by our Protect Your Money article in February.  Learning financial literacy doesn't mean stopping from sharing our blessing so even if we are late for our February Fun Treat, we are here again. 



As we have said before that we made the mechanics for our giveaway easier thus for our February Fun Treat, we again picked our winners from our site visitors who left a comment in our selected posts.  We randomly picked  three winners who will each get a pair of baby pants from Families Fashion.

Here are our winners for our February Fun Treat.
1. Sandra Reyes
2. Rem Henson
3. Rhiza Cruz

To all our winners of baby pants, you can visit Families' Fashion FB page and select the design that you want from their baby pants photo album.  Then send us through email at unsulliedperspective@gmail.com the product code, size and preferred delivery address so we can send you the prize. You do not need to pay for any delivery fee for your prizes. :-)