Free Downloadable 2016 Financial Calendar Planner

Happy New Year Everyone!  I hope that you had a wonderful celebration with your loved ones.  We just bid goodbye to 2015 and here we are again planning for 2016.  I also wished that you accomplished most of the plans and budget that you wrote in your 2015 calendar planner.  It is best to have something to follow when it comes to what we want to achieve for the year.  To help you with your planning, here again is a simple calendar planner that you can use.  This free printable 2016 calendar planner is very convenient and easy to use. You can put this wherever most convenient for you.  Again, I made only the first half of the year (January to June 2016) so it will be easier to keep track of your plan.  I will publish the July to December of the calendar in time for the next semester so check it out.  Meanwhile, here is the copy of the 2016 Financial Calendar Planner.  You can get and print it here in this link for free.

This 2016 Financial Calendar Planner includes tracking of your savings and expenses such as contributions for SSS (Social Security System), PAGIBIG  (or Home Development Mutual Fund - HDMF) and PhilHealth (Philippine Health Insurance).  If you are an employed member, these are mandatory deductions from your salary so it is easier to track.

However, if you are a voluntary/individually paying/self-employed member, you need to tick the appropriate space to indicate that you have already paid for your contribution so you can track your monthly premium payments.  We also included recording of you weekly money challenge.  The weekly money challenge is much like the 52 week money challenge but with some deviations.  You can keep track of the schedule when you should have already deposited your savings in the bank as provided in the calendar.  Simply highlight or check the date on the provided boxes if you have done so.  At the end of the month, you have the option to record your total monthly savings in the space provided.

There is also a calendar and the non-working holiday schedule so you can keep account of the  correct dates when you should make your transactions in the bank or government offices.

You can put down notes in the Other Reminders part should you wish to put the dates of other important transactions that you need to track such as the following:

1. Renewal of your business permit (mayor's permit,  BIR annual registration)

2. Renewal of licenses (LTO registration/driver's license)

3. Payment for insurance (home, car, etc)

4. Tax (real estate tax, income tax, etc) and other things that have direct impact on your finances.

We have also included tracking payments for your electricity and water bill since non-payment of those utilities usually add up to your expenses if not paid on time.  You simply tick the space provided to indicate payment for the particular month. 

Happy 2016 planning and budgeting!