July to December 2015 Financial Calendar Planner

Hi everyone, as promised, here is our July to December Financial Calendar Planner.  You can download this free printable 2015 Financial Calendar Planner and put it wherever most convenient for you.  You can get it here in this link for free.

This 2015 Financial Calendar Planner includes tracking of your savings and expenses such as contributions for SSS (Social Security System), PAGIBIG  (or Home Development Mutual Fund - HDMF) and PhilHealth (Philippine Health Insurance).  If you are an employed member, these are mandatory deductions from your salary so it is easier to track.

However, if you are a voluntary/individually paying/self-employed member, you need to tick the appropriate space to indicate that you have already paid for your contribution so you can track your monthly premium payments.  We also included recording of you weekly money challenge.  The weekly money challenge is much like the 52 week money challenge but with some deviations.  You can keep track of the schedule when you should have already deposited your savings in the bank as provided in the calendar.  Simply highlight or check the date on the provided boxes if you have done so.  At the end of the month, you have the option to record your total monthly savings in the space provided.

There is also a calendar and the non-working holiday schedule so you can keep account of the  correct dates when you should make your transactions in the bank or government offices.

You can put down notes in the Other Reminders part should you wish to put the dates of other important transactions that you need to track such as the following:

1. Renewal of your business permit (mayor's permit,  BIR annual registration)

2. Renewal of licenses (LTO registration/driver's license)

3. Payment for insurance (home, car, etc)

4. Tax (real estate tax, income tax, etc) and other things that have direct impact on your finances.

We have also included tracking payments for your electricity and water bill since non-payment of those utilities usually add up to your expenses if not paid on time.  You simply tick the space provided to indicate payment for the particular month. 

I hope that this helps you keep track of your finances in a simple and easy to use financial calendar planner.  Download the free file here >> Happy planning and budgeting.